64 Topstone Rd, Ridgefield, CT 06877 Property Records

Ridgefield Town property record for 64 Topstone Rd, Ridgefield, CT 06877

Property Summary

Property Type	Single Family Home
Details	4 bd · 5.5 ba · 4,916 sqft · built 2002
Lot Size	3.08 acres (134,165 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,095,000 (Aug 2021)
Tax Bill	$22,944 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Sep 2022 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`H120085`

Property Details

APN / Parcel Number

Primary APN	`H120085`
Alternative APN	`RIDG M:H12 B:0085`

Interior

Bedrooms	4 Beds
Full Baths	5.5 Baths
Half Baths	3 Half Baths
Total Rooms	13 Rooms
Stories	2 Stories
Building Area	4,916 sqft Living Area
Basement Area	1,614 sqft
Unfinished Basement	414 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2010
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	134,165 sqft (3.08 acres)
Pool Type	Spa / Hot Tub (No Pool)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	H120085
Street Address	64 TOPSTONE RD
City	RIDGEFIELD
State	CT
Zip	06877-3411
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RAA
Legal Block	85
Jurisdiction	RIDGEFIELD CT
Township / Civil Division	RIDGEFIELD
Census Block Group	1
Census Block	1000
Census Tract	245300

Owner

Source: Ridgefield Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	64 TOPSTONE RD, RIDGEFIELD, CT 06877-3411
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2025	Deed of Trust, Mortgage WEBSTER BANK
Sep 22, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance WEBSTER BANK
Aug 10, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage ATLANTIC HOME LOANS INC
Mar 31, 2020	Deed of Trust, Mortgage · ARM M & T BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 10, 2021 · Amount on Record
Deed Sale	Aug 10, 2021 · Amount on Record
Prior Sale	Oct 18, 2002 · Amount on Record
Deed Book / Page	1127 / 650
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIDGEFIELD CT
Property Address	64 TOPSTONE RD, RIDGEFIELD, CT 06877-3411
Transaction Type	Mortgage
Record Updated	Dec 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001183-27
Date	Sep 23, 2025
Book Page	1183/27

Lender

Name	WEBSTER BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIDGEFIELD CT
Property Address	64 TOPSTONE RD, RIDGEFIELD, CT 06877-3411
Transaction Type	Mortgage
Record Updated	Oct 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01148-1063
Date	Sep 22, 2022
Book Page	1148/1063

Lender

Name	WEBSTER BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RIDGEFIELD CT
Recording Date	Aug 10, 2021
Property Address	64 TOPSTONE RD, RIDGEFIELD, CT 06877-3411
Document Number	1127-650
Book / Page	1127 / 650
Instrument Date	Aug 6, 2021
Transaction Type	Transfer
Record Updated	Aug 26, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	42 RIVERSIDE DR, RIDGEFIELD, CT 06877-3538

Mortgage

Document Number	1127652
Date	Aug 10, 2021
Instrument	1127/652

Lender

Name	ATLANTIC HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIDGEFIELD CT
Property Address	64 TOPSTONE RD, RIDGEFIELD, CT 06877-3411
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1088-380
Date	Mar 31, 2020
Book Page	1088/380

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.88%
Type Change Date	Apr 1, 2027
Index	LIBOR

Tax Assessment & Valuation

Source: Ridgefield Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Ridgefield Town
Unified School District	Ridgefield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$22,944.00	$837,690 (-) Land $255,360 Building $582,330	$586,383 Land $178,752 Building $407,631
2024	$22,944.00 (+6.12%)
2023	$21,621.00 (+2.83%)	$837,690 (+13.27%) Land $255,360 Building $582,330
2022	$21,025.00	$739,540 Land $175,380 Building $564,160

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Optimum.

Cell Coverage

5G (outdoors only) and 4G LTE

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