64 Tarpon St, Destin, FL 32541 Property Records

Okaloosa County property record for 64 Tarpon St, Destin, FL 32541

Property Summary

Property Type	Single Family Home
Details	9 bd · 7 ba · 3,960 sqft · built 2007
Lot Size	0.172 acres (7,499 sqft)
Owner	Individual Name on File
Last Sale	$2,900,000 (Aug 2022)
Tax Bill	$23,733 (2025)
Deeds & Mortgages	Feb 2023 Sale Aug 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C56-000-589-5803-4`

Property Details

APN / Parcel Number

Primary APN	`C56-000-589-5803-4`
Alternative APN	`00-2S-22-0580-0004-0080`

Interior

Bedrooms	9 Beds
Full Baths	7 Baths
Stories	2 Stories
Building Area	3,960 sqft Heated Area
Gross Area	4,666 sqft
1st Floor Area	1,760 sqft
Upper Floors Area	1,760 sqft
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	7,499 sqft (0.172 acres)
Lot Width	50 ft Width
Porch	Open Porch
Porch Area	768 sqft
Patio Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	64 TARPON ST
City	DESTIN
State	FL
Zip	32541-3655
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CRYSTAL BEACH LOT 8 BLK 4
Legal Range	22
Legal Township	02S
Legal Subdivision	CRYSTAL BEACH
Legal Block	4
Legal Lot Number	8
Jurisdiction	OKALOOSA FL
Township / Civil Division	FORT WALTON BEACH
Census Block Group	1
Census Block	1028
Census Tract	23308

Owner

64 Tarpon St is owned by an individual who acquired it in February 2023.

Source: Okaloosa County records, as of December 8, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	12014 RETAMA HOLW, LIVE OAK, TX 78233-4203
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2023	Quit Claim Deed, Transfer ATTORNEY ONLY, ATTORNEY
Aug 3, 2022	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 3, 2022	Quit Claim Deed, Transfer ATTORNEY ONLY, ATTORNEY
Apr 7, 2021	Deed of Trust, Mortgage FNBT BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2022 · Amount on File
Deed Sale	Aug 3, 2022 · Amount on File
Prior Sale	Aug 3, 2022 · Amount on File
Deed Document Number	0036354626
Deed Book / Page	3635 / 4626
Last Transfer Date	Feb 28, 2023
Transfer Doc	0036634263
Record Updated	Jun 8, 2026

February 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OKALOOSA FL
Recording Date	Feb 28, 2023
Property Address	64 TARPON ST, DESTIN, FL 32541-3655
Document Number	0036634263
Book / Page	3663 / 4263
Map Reference	MB 1 PG 17
Instrument Date	Nov 18, 2022
Instrument	3608525
Transaction Type	Transfer
Record Updated	Mar 23, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$4,161.50
Amount Accuracy	Rounded by County
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1515 N LOOP 1604 W, SAN ANTONIO, TX 78258

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12014 RETAMA HOLW, LIVE OAK, TX 78233-4203

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Aug 3, 2022
Property Address	64 TARPON ST, DESTIN, FL 32541-3655
Document Number	0036354626
Book / Page	3635 / 4626
Map Reference	MB 1 PG 17
Instrument Date	Aug 1, 2022
Instrument	3569006
Transaction Type	Transfer
Record Updated	Aug 22, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$20,300.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	338 CONCORD RD, 338, GLEN MILLS, PA 19342-1510

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1515 N LOOP 1604 W, SAN ANTONIO, TX 78258

Mortgage

Document Number	0036354628
Date	Aug 3, 2022
Instrument	3635/4628

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

August 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OKALOOSA FL
Recording Date	Aug 3, 2022
Property Address	64 TARPON ST, DESTIN, FL 32541-3655
Document Number	0036354624
Book / Page	3635 / 4624
Map Reference	MB 1 PG 17
Instrument Date	Aug 1, 2022
Instrument	3569005
Transaction Type	Transfer
Record Updated	Aug 22, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$3,231.20
Amount Accuracy	Rounded by County
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2317 WINDWARD SHORE DR, 2317, VIRGINIA BEACH, VA 23451-1729

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	338 CONCORD RD, GLEN MILLS, PA 19342-1510

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	64 TARPON ST, DESTIN, FL 32541-3655
Transaction Type	Mortgage
Record Updated	May 19, 2021
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2131 WAKE FOREST ST, VIRGINIA BEACH, VA 23451-1418

Mortgage

Document Number	0035372562
Date	Apr 7, 2021
Book Page	3537/2562
Instrument	3444218

Lender

Name	FNBT BANK
Type	Bank
Address	FORT WALTON BEACH, FL 32549

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 64 Tarpon St was $23,733.

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Destin City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$23,733.00	$2,003,909 Land $566,284 Building $1,437,625	$2,003,909 Land $566,284 Building $1,437,625
2023	$24,920.00 (+95.37%)	$2,086,028 (+78.49%) Land $513,822 Building $1,572,206	$2,086,028 (+78.49%) Land $513,822 Building $1,572,206
2022	$12,755.00	$1,168,686 Land $467,111 Building $701,575	$1,168,686 Land $467,111 Building $701,575

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 64 Tarpon St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 95 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	251 units insured incl. 156 condo units
Nearby Flood Claims	51 (1983–2005)
Claims Outside the SFHA	39 of 51
Most Recent Claim	Jul 2005 · Hurricane Dennis
Claims by Event	Hurricane Frances, Oct 2004 · 6 claims Hurricane Georges, Sep 1998 · 4 claims Hurricane Opal, Oct 1995 · 38 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 64 Tarpon St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 579 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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