64 Sunset Rd, Gardner, MA 01440 Property Records

Worcester County and Gardner City property record for 64 Sunset Rd, Gardner, MA 01440 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,256 sqft · built 1976
Lot Size	0.381 acres (16,618 sqft)
Owner	Individual Name on File
Last Sale	$415,000 (May 2022)
Tax Bill	$55 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`M:S-11 B:0006B L:0026`

Property Details

APN / Parcel Number

Primary APN	`M:S-11 B:0006B L:0026`
Alternative APN	`GARD M:R12 B:19 L:26`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,256 sqft Living Area
Gross Area	3,252 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,618 sqft (0.381 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	64 SUNSET RD
City	GARDNER
State	MA
Zip	01440-3571
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	FRANCES WALSH
Legal Block	19
Legal Lot Number	26
Jurisdiction	GARDNER MA
Township / Civil Division	GARDNER
Census Block Group	2
Census Block	2054
Census Tract	707100

Owner

Source: Worcester County and Gardner City records · APN M:S-11 B:0006B L:0026

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	64 SUNSET RD, GARDNER, MA 01440-3571
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 27, 2022 · Amount on Record
Deed Sale	May 27, 2022 · Amount on Record
Prior Sale	Apr 29, 2011 · Amount on Record
Deed Book / Page	67665 / 148
Record Updated	Jun 08, 2026

May 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	GARDNER MA
Recording Date	May 27, 2022
Property Address	64 SUNSET RD, GARDNER, MA 01440-3571
Document Number	067665-148
Book / Page	67665 / 148
Instrument Date	May 27, 2022
Instrument	58438
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	64 SUNSET RD, GARDNER, MA 01440-3571

Mortgage

Document Number	0000058439
Date	May 27, 2022
Instrument	58439

Lender

Name	FIDELITY COOPERATIVE BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Worcester County and Gardner City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Gardner City
Unified School District	Gardner School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$55.00 (-98.99%)	$386,600 (+6.18%) Land $79,800 Building $306,800	$404,035
2024	$5,458.00 (+6.85%)	$364,100 (+14.97%) Land $72,600 Building $291,500
2023	$5,108.00	$316,700 Land $71,500 Building $245,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Worcester County (25027C), updated November 30, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250277071002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Cost	Premium on Record median of 2 individual NFIP policies nearby
Nearby Flood Policies	2 in force 2 of 2 on primary residences

Wildfire

Wildfire Risk	Low above 20% of the US · above 58% of Massachusetts
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.