64 Sun Valley Rd, Ramsey, NJ 07446 Property Records

Bergen County and Ramsey Borough property record for 64 Sun Valley Rd, Ramsey, NJ 07446

Property Summary

Property TypeSingle Family Home
Details5,156 sqft · built 1987
Lot Size0.995 acres (43,342 sqft)
Owner2 Individual Names on Record
Last Sale$1,320,000 (Jan 2009)
Tax Bill$35,367 (2025)
Deeds & MortgagesNov 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN48-02502-0000-00020-04

Property Details

APN / Parcel Number

Primary APN48-02502-0000-00020-04
Alternative APN
  • 480250100000002004

Interior

Stories2 Stories
Building Area5,156 sqft Living Area

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Construction TypeFrame
Lot Area43,342 sqft (0.995 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Old Parcel Number480250100000002004
Street Address64 SUN VALLEY RD
CityRAMSEY
StateNJ
Zip07446-1720
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description0.995AC
Legal SubdivisionLUPO CONSTRUCTION CO
Legal Block2502
Legal Lot Number20.4
JurisdictionBERGEN NJ
Township / Civil DivisionRAMSEY
Census Block Group2
Census Block2005
Census Tract44100

Owner

Source: Bergen County and Ramsey Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address64 SUN VALLEY RD, RAMSEY, NJ 07446-1720
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 30, 2009 · Amount on Record
Deed SaleJan 30, 2009 · Amount on Record
Prior SaleJul 6, 1994 · Amount on Record
Deed Document Number2009180760
Deed Book / Page18 / 760
Record UpdatedSep 20, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address64 SUN VALLEY RD, RAMSEY, NJ 07446-1720
Document Number0038780064
Instrument DateNov 10, 2020
Transaction TypeMortgage
Record UpdatedJan 15, 2021
Title CompanyWFG NATIONAL TITLE INSURANCE, WFG NAT'L TITLE INS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address64 SUN VALLEY RD RAMSEY NJ 074461720, RAMSEY, NJ 07446-1720

Mortgage

Document Number0038780064
DateDec 21, 2020
Book Page003878/000064
Instrument137084
Lender
NameINVESTORS BK
TypeBank
AddressMILLBURN, NJ 07041
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueDec 20, 2035

Tax Assessment & Valuation

Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityRamsey Borough
Unified School DistrictRamsey Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,729,600 (+0.69%) Land $432,500 Building $1,297,100$1,729,600 (+0.69%) Land $432,500 Building $1,297,100
2025$35,367.00 (-9.34%)$1,717,700 (+24.25%) Land $432,500 Building $1,285,200$1,717,700 (+24.25%) Land $432,500 Building $1,285,200
2024$39,011.00 (+7.59%)
2023$1,382,400 Land $347,900 Building $1,034,500$1,382,400 Land $347,900 Building $1,034,500
2022$36,260.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Nearby Flood Policies10 in force
Nearby Flood Claims2 (2005–2011)
Most Recent ClaimSep 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 83% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRAMSEY WATER DEPT
serves 15,207 people · EPA ID NJ0248001
Water SourcePurchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK
Last State InspectionFeb 2026
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting16
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber
2,300 / 2,300

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