Middlesex County and Reading Town property record for 64 Spruce Rd, Reading, MA 01867 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,599 sqft · built 1966 |
| Lot Size | 0.491 acres (21,371 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $650,000 (Jan 2019) |
| Tax Bill | $10,005 (2025) |
| Deeds & Mortgages | Apr 2020 Refinance Jan 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | READ M:038.0-0000-0057.0 |
| Primary APN | READ M:038.0-0000-0057.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,599 sqft Living Area |
| Gross Area | 3,184 sqft |
| Basement Area | 702 sqft |
| Unfinished Basement | 505 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Split Level |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 21,371 sqft (0.491 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Account Number | 1350000000350 |
|---|---|
| Street Address | 64 SPRUCE RD |
| City | READING |
| State | MA |
| Zip | 01867-1445 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Jurisdiction | READING MA |
| Township / Civil Division | READING |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 334300 |
Source: Middlesex County and Reading Town records · APN READ M:038.0-0000-0057.0
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 64 SPRUCE RD, READING, MA 01867-1445 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Apr 16, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK OF RHODE ISLAND |
| Jan 25, 2019 | Personal Representative Deed, Transfer · Conventional Mortgage CITIZENS BK/RI |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 25, 2019 · Amount on Record |
| Deed Sale | Jan 25, 2019 · Amount on Record |
| Prior Sale | Oct 12, 2004 · Amount on Record |
| Deed Document Number | 201910835 |
| Deed Book / Page | 72164 / 534 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 64 SPRUCE RD, READING, MA 01867-1445 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 74480-496 |
|---|---|
| Date | Apr 16, 2020 |
| Book Page | 74480/496 |
| Instrument | 56269 |
| Name | CITIZENS BANK OF RHODE ISLAND |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2050 |
| Document Type | Personal Representative Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Jan 25, 2019 |
| Property Address | 64 SPRUCE RD, READING, MA 01867-1445 |
| Document Number | 72164-534 |
| Book / Page | 072164 / 000534 |
| Instrument Date | Jan 25, 2019 |
| Instrument | 10835 |
| Transaction Type | Transfer |
| Record Updated | Feb 13, 2019 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,964.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 64 SPRUCE RD READING MA 018671445, READING, MA 01867-1445 |
| Document Number | 72164-537 |
|---|---|
| Date | Jan 25, 2019 |
| Book Page | 072164/000537 |
| Instrument | 10836 |
| Name | CITIZENS BK/RI |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 24, 2049 |
Source: Middlesex County and Reading Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,005.00 (+1.12%) | $878,400 (+4.05%) Land $498,600 Building $379,800 | $796,480 (+0.35%) |
| 2024 | $9,894.00 (+3.13%) | $844,200 (+10.79%) Land $479,000 Building $365,200 | $793,725 |
| 2023 | $9,594.00 | $762,000 Land $431,800 Building $330,200 |
Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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