64 Spring St, Gloversville, NY 12078 Property Records

Fulton County and Gloversville City property record for 64 Spring St, Gloversville, NY 12078

Property Summary

Property Type	Duplex
Details	2 bd · 2 ba · 2,484 sqft · built 1900
Lot Size	0.136 acres (5,940 sqft)
Owner	2 Individual Names on Record
Last Sale	$135,000 (Jun 2025)
Tax Bill	$2,179 (2026)
Deeds & Mortgages	Feb 2023 Refinance Dec 2021 Refinance + 1 more
APN	`170500 134.18-24-12.1`

Property Details

APN / Parcel Number

Primary APN	`170500 134.18-24-12.1`
Alternative APN	`050013401800240120010000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,484 sqft Total Area
1st Floor Area	1,404 sqft
2nd Floor Area	1,080 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	5,940 sqft (0.136 acres)
Lot Dimensions	66 ft deep x 90 ft wide
Garage Type	Detached
Garage Area	960 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	64 SPRING ST
City	GLOVERSVILLE
State	NY
Zip	12078-2915
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RC
Legal Description	64-66*** OLD PARCEL =04-93- 20.00
Legal Block	24
Legal Lot Number	12.001
Jurisdiction	FULTON NY
Township / Civil Division	GLOVERSVILLE
Census Block Group	3
Census Block	3004
Census Tract	970700

Owner

Source: Fulton County and Gloversville City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	42 UNION ST, AMSTERDAM, NY 12010-3243
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance ADIRONDACK TRUST COMPANY
Dec 20, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ADIRONDACK TRUST COMPANY
Jan 11, 2021	Warranty Deed, Transfer MISC COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2025 · Amount on Record
Deed Sale	Jun 5, 2025 · Amount on Record
Prior Sale	Jan 11, 2021 · Amount on Record
Deed Document Number	202591788
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FULTON NY
Property Address	64 SPRING ST, GLOVERSVILLE, NY 12078-2915
Transaction Type	Mortgage
Record Updated	Mar 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202379684
Date	Feb 21, 2023
Instrument	2023-79684

Lender

Name	ADIRONDACK TRUST COMPANY

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Mar 1, 2033

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FULTON NY
Property Address	64 SPRING ST, GLOVERSVILLE, NY 12078-2915
Transaction Type	Mortgage
Record Updated	Mar 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202171986
Date	Dec 20, 2021
Instrument	2021-71986

Lender

Name	ADIRONDACK TRUST COMPANY

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	229 Months
Due	Jan 1, 2041

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FULTON NY
Recording Date	Jan 11, 2021
Property Address	64 SPRING ST, GLOVERSVILLE, NY 12078-2915
Document Number	0202165116
Instrument Date	Dec 30, 2020
Instrument	2021-65116
Transaction Type	Transfer
Record Updated	Mar 16, 2023
Title Company	MISC COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 CARE LN STE 100, 100, SARATOGA SPRINGS, NY 12866-8636

Tax Assessment & Valuation

Source: Fulton County and Gloversville City assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Fulton County
Municipality	Gloversville City
Unified School District	Gloversville City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,179.00 (-35.84%)
2025	$3,396.00 (+134.21%)	$62,600 (-) Land $10,000 Building $52,600	$97,250 (+18.59%) Land $15,535 Building $81,715
2023		$62,600 (-) Land $10,000 Building $52,600	$82,002 (+16.58%) Land $13,099 Building $68,903
2022	$1,450.00	$62,600 Land $10,000 Building $52,600	$70,337 Land $11,236 Building $59,101

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1981–1987)
Most Recent Claim	Sep 1987 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLOVERSVILLE (C) WATER WORKS serves 17,991 people · EPA ID NY1700018
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	8 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 675 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

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