64 Smith Templeton Rd, Ringgold, GA 30736 Property Records

Walker County property record for 64 Smith Templeton Rd, Ringgold, GA 30736

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,400 sqft · built 2001
Lot Size	0.489 acres (21,344 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,536 (2025)
Deeds & Mortgages	Dec 2024 Mortgage Feb 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`0345 005D`

Property Details

APN / Parcel Number

Primary APN	`0345 005D`
Alternative APN	`19502`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,400 sqft Heated Area
1st Floor Area	1,400 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2004
Architectural Style	Other
Exterior Material	Vinyl
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	21,344 sqft (0.489 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	132 sqft
Deck Area	450 sqft
Patio Area	450 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	19502
Old Parcel Number	0345005D
Street Address	64 SMITH TEMPLETON RD
City	RINGGOLD
State	GA
Zip	30736-1924
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	PTLL 91 8/4
Jurisdiction	WALKER GA
Township / Civil Division	ROCK SPRING
Census Block Group	4
Census Block	4004
Census Tract	20601

Owner

Source: Walker County records, as of February 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1422 BEAUMONT RD, RINGGOLD, GA 30736-1937
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2024	Deed of Trust, Mortgage · Closed-End Mortgage BANK OF LAFAYETTE
Feb 26, 2021	Deed of Trust, Mortgage · Line of Credit BANK OF LAFAYETTE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 26, 2004
Deed Sale	Jan 26, 2004
Deed Document Number	0001227663
Record Updated	Jun 8, 2026

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALKER GA
Property Address	64 SMITH TEMPLETON RD, RINGGOLD, GA 30736-1924
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	64 SMITH TEMPLETON RD, RINGGOLD, GA 30736-1924

Mortgage

Document Number	0023600000001179
Date	Dec 12, 2024
Book Page	0000002360/0000001179

Lender

Name	BANK OF LAFAYETTE

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	168 Months
Due	Jan 1, 2039

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALKER GA
Property Address	64 SMITH TEMPLETON RD, RINGGOLD, GA 30736-1924
Document Number	0021360539
Instrument Date	Feb 26, 2021
Transaction Type	Mortgage
Record Updated	Mar 29, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	64 SMITH TEMPLETON RD RINGGOLD GA 307361924, RINGGOLD, GA 30736-1924

Mortgage

Document Number	0021360539
Date	Mar 5, 2021
Book Page	002136/000539

Lender

Name	BANK OF LAFAYETTE
Type	Bank
Address	LA FAYETTE, GA 30728-1149

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Mar 4, 2036

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Walker County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Walker County
Unified School District	Walker County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,536.00 (-0.65%) Homeowner's exemption	$70,506 (+4.96%) Land $4,810 Building $65,696	$176,265 (+4.96%) Land $12,024 Building $164,241
2023	$1,546.00 (+17.12%) Homeowner's exemption	$67,172 Land $4,604 Building $62,568	$167,929 Land $11,509 Building $156,420
2022	$1,320.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 5, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · above 87% of Georgia
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALKER CO. RURAL WATER AUTH. serves 3,410 people · EPA ID GA2950014
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	5 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Windstream, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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