64 Smith Rd, Summerville, GA 30747 Property Records

Chattooga County property record for 64 Smith Rd, Summerville, GA 30747

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,240 sqft · built 1975
Lot Size	0.43 acres (18,731 sqft)
Owner	Individual Name on File
Last Sale	$63,800 (May 2005)
Tax Bill	$753 (2025)
Deeds & Mortgages	May 2024 Mortgage Jan 2020 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`00P05-00000-011-000`

Property Details

APN / Parcel Number

Primary APN	`00P05-00000-011-000`
Alternative APN	`10397`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,240 sqft Heated Area
1st Floor Area	1,240 sqft
Utility Area	81 sqft
Utility Room	Utility Room
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1979
Exterior Material	Fiber Cement Siding
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	18,731 sqft (0.43 acres)
Lot Dimensions	130 ft deep x 145 ft wide
Garage Area	216 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	85 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	10397
Street Address	64 SMITH RD
City	SUMMERVILLE
State	GA
Zip	30747-5802
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1 PT OF S OF DURHAM ST
Legal Subdivision	HWY27 S TRION
Jurisdiction	CHATTOOGA GA
Township / Civil Division	SUMMERVILLE
Census Block Group	1
Census Block	1022
Census Tract	10501

Owner

64 Smith Rd is owned and occupied by an individual who bought it in May 2005.

Source: Chattooga County records, as of January 19, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	64 SMITH RD, SUMMERVILLE, GA 30747-5802
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 3, 2024	Deed of Trust, Mortgage · Conventional Mortgage UNITED COMMUNITY BANK
Jan 15, 2020	Loan Modification, Mortgage · FHA Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 17, 2005 · Amount on File
Deed Sale	May 17, 2005 · Amount on File
Deed Document Number	0000475695
Deed Book / Page	475 / 695
Prior Transfer Date	May 10, 2005
Prior Transfer Doc	0000475695
Record Updated	Jun 8, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATTOOGA GA
Property Address	64 SMITH RD, SUMMERVILLE, GA 30747-5802
Transaction Type	Mortgage
Record Updated	May 17, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	64 SMITH RD, SUMMERVILLE, GA 30747-5802

Mortgage

Document Number	0007840000000158
Date	May 3, 2024
Book Page	0000000784/0000000158

Lender

Name	UNITED COMMUNITY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 1, 2039

January 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CHATTOOGA GA
Property Address	64 SMITH RD, SUMMERVILLE, GA 30747-5802
Document Number	0007070537
Instrument Date	Jan 15, 2020
Transaction Type	Mortgage
Record Updated	Mar 5, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	64 SMITH RD SUMMERVILLE GA 307475802, SUMMERVILLE, GA 30747-5802

Mortgage

Document Number	0007070537
Date	Feb 18, 2020
Book Page	000707/000537

Lender

Name	WELLS FARGO BK
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 17, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 64 Smith Rd was $753 with a homeowner's exemption.

Source: Chattooga County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Chattooga County
Unified School District	Chattooga County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$753.00 Homeowner's exemption	$42,040 Land $2,560 Building $39,480	$105,100 Land $6,400 Building $98,700
2023		$42,160 (+74%) Land $2,560 Building $39,600	$105,400 (+74%) Land $6,400 Building $99,000
2022	$644.00 Homeowner's exemption	$24,230 Land $1,373 Building $22,857	$60,575 Land $3,432 Building $57,143

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 64 Smith Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 64 Smith Rd is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 67% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUMMERVILLE serves 9,993 people · EPA ID GA0550003
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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