64 Silverlace Ln, Murphy, NC 28906 Property Records

Cherokee County property record for 64 Silverlace Ln, Murphy, NC 28906

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,008 sqft · built 1976
Lot Size	1.04 acres (45,302 sqft)
Owner	2 Individual Names on File
Last Sale	$246,000 (Jun 2025)
Tax Bill	$1,338 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Jun 2025 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`459300874497000`

Property Details

APN / Parcel Number

Primary APN	`459300874497000`
Alternative APNs	`55508` `56590`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,008 sqft Heated Area
Gross Area	1,784 sqft
1st Floor Area	1,008 sqft
Flooring	Wood
Interior Walls	Plywood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 2006
Exterior Material	Aluminum/Vinyl
Roof Type	Cathedral/Clerestory
Roof Material	Asphalt
Lot Area	45,302 sqft (1.04 acres)
Lot Dimensions	180 ft deep x 50 ft wide
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	66 sqft
Deck Area	486 sqft
Shed	1 Shed
Shed Area	198 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	56590
Street Address	64 SILVERLACE LN
City	MURPHY
State	NC
Zip	28906-5306
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT D-3 TANGLEWOOD FOREST 1689/1126
Legal Subdivision	TANGLEWOOD FOREST SUBDIVISION
Legal Lot Number	D-3
Jurisdiction	CHEROKEE NC
Township / Civil Division	MURPHY
Census Block Group	1
Census Block	1048
Census Tract	930402

Owner

Source: Cherokee County records · APN 459300874497000

Assessment roll updated October 10, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	64 SILVERLACE LN, MURPHY, NC 28906-5306
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2026	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jun 30, 2025	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jan 20, 2022	Warranty Deed, Transfer
Aug 31, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage LOCAL GOVERNMENT EMPLOYEES FCU
Oct 09, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 30, 2025 · Amount on Record
Deed Sale	Jun 30, 2025 · Amount on Record
Prior Sale	Jan 20, 2022 · Amount on Record
Deed Document Number	20252985
Deed Book / Page	1780 / 1267
Prior Transfer Date	Aug 25, 2021
Prior Transfer Doc	01689/1126
Record Updated	Jun 08, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	64 SILVERLACE LN, MURPHY, NC 28906-5306
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	64 SILVERLACE LN, MURPHY, NC 28906-5306

Mortgage

Document Number	001797/782
Date	Mar 18, 2026
Book Page	1797/782
Instrument	1280

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	1400 FORUM BLVD STE 18, COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2056

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Jun 30, 2025
Property Address	64 SILVERLACE LN, MURPHY, NC 28906-5306
Document Number	01780/1267
Book / Page	1780 / 1267
Instrument Date	Jun 23, 2025
Instrument	2985
Transaction Type	Transfer
Record Updated	Oct 10, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$492.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	293 PINE FOREST DR, LAWRENCEVILLE, GA 30046-6031

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	64 SILVERLACE LN, MURPHY, NC 28906-5306

Mortgage

Document Number	0000201271
Date	Jun 30, 2025
Instrument	20-/1271

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2055

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Jan 20, 2022
Property Address	64 SILVERLACE LN, MURPHY, NC 28906-5306
Document Number	0001702/13
Book / Page	1702 / 13
Instrument Date	Jan 18, 2022
Instrument	404
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount Recorded
Tax	$548.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	64 SILVERLACE LN, MURPHY, NC 28906-5306

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHEROKEE NC
Recording Date	Aug 31, 2021
Property Address	64 SILVERLACE LN, MURPHY, NC 28906-5306
Document Number	01689/1126
Book / Page	1689 / 1126
Instrument Date	Aug 25, 2021
Instrument	5817
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	64 SILVERLACE LN, MURPHY, NC 28906-5306

Mortgage

Document Number	0016891130
Date	Aug 31, 2021
Instrument	1689/1130

Lender

Name	LOCAL GOVERNMENT EMPLOYEES FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2051

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Oct 09, 2018
Property Address	64 SILVERLACE LN, MURPHY, NC 28906-5306
Document Number	01597/0798
Book / Page	01597 / 0798
Instrument Date	Oct 09, 2018
Instrument	04848
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 906, MURPHY, NC 28906-0906

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	351 MOUNT TABOR RD, TOPTON, NC 28781-7373

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated October 10, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,338.00	$176,750 (-)	$176,750 (-) Land $45,000 Building $131,750
2023		$176,750	$176,750 Land $45,000 Building $131,750

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 5, 2020 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force

Wildfire

Wildfire Risk	Moderate above 58% of the US · above 80% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Wilkes Telephone Membership Fixed Wireless	25 / 3

May also be available: CND Acquisition, Frontier.

Based on FCC filings for 20 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	TOWN OF MURPHY serves 4,498 people
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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