Monroe County property record for 64 S Andros Rd, Key Largo, FL 33037
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 5 ba · 4,787 sqft · built 2023 |
| Lot Size | 0.193 acres (8,400 sqft) |
| Owner | Company Name on Record |
| Last Sale | $4,900,000 (May 2023) |
| Tax Bill | $33,710 (2025) |
| Deeds & Mortgages | May 2023 Sale Dec 2020 Sale & Construction Loan |
| Flood Zone | Zone AE (high risk) |
| APN | 00540360-000000 |
| Primary APN | 00540360-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 5 Baths |
| Stories | 3 Stories |
| Building Area | 4,787 sqft Living Area |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Roof Material | Concrete |
| Lot Area | 8,400 sqft (0.193 acres) |
| Lot Dimensions | 120 ft deep x 70 ft wide |
| View / Lot | Canal |
| Garage Type | Covered |
| Garage Area | 3,084 sqft |
| Porch | Slab |
| Patio Area | 3,261 sqft |
| Heating System | Forced Air with A/C |
|---|
| Account Number | 1663859 |
|---|---|
| Street Address | 64 S ANDROS RD |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-5000 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | IS |
| Legal Description | BK 8 LT 32 OCEAN ISLE EST PB5-14 KEY LARGO OR534-838 OR661-549 OR3062-2196 OR3226-1450 |
| Legal Range | 40E |
| Legal Township | 61S |
| Legal Section | 06 |
| Legal Subdivision | OCEAN ISLE ESTATE |
| Legal Block | 8 |
| Legal Lot Number | 32 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 972700 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Monroe County records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 197 SW RIVERWAY BLVD, PALM CITY, FL 34990-4256 |
| Owner Type | Company |
| Date | Document |
|---|---|
| May 23, 2023 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Dec 16, 2020 | Warranty Deed, Transfer · Construction Mortgage SPT INVESTMENTS LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 23, 2023 · Amount on Record |
| Deed Sale | May 23, 2023 · Amount on Record |
| Prior Sale | Dec 16, 2020 · Amount on Record |
| Deed Document Number | 20232419040 |
| Deed Book / Page | 3226 / 1450 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | May 23, 2023 |
| Property Address | 64 S ANDROS RD, KEY LARGO, FL 33037-5000 |
| Document Number | 0032261450 |
| Book / Page | 3226 / 1450 |
| Map Reference | MB 5 PG 14 |
| Instrument Date | May 15, 2023 |
| Instrument | 2419040 |
| Transaction Type | Transfer |
| Record Updated | Jun 8, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $34,300.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7383 NW 36TH ST, MIAMI, FL 33166-6704 |
| Name | Verified Name |
|---|---|
| Address | 197 SW RIVERWAY BLVD, PALM CITY, FL 34990-4256 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Dec 16, 2020 |
| Property Address | 64 S ANDROS RD, KEY LARGO, FL 33037-5000 |
| Document Number | 0030622196 |
| Book / Page | 003062 / 002196 |
| Instrument Date | Dec 14, 2020 |
| Instrument | 2295191 |
| Transaction Type | Transfer |
| Record Updated | Dec 30, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,905.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 7383 NW 36TH ST MIAMI FL 331666704, MIAMI, FL 33166-6704 |
| Document Number | 30622220 |
|---|---|
| Date | Dec 16, 2020 |
| Book Page | 003062/002220 |
| Instrument | 2295193 |
| Name | SPT INVESTMENTS LLC |
|---|---|
| Address | 2921 SW 27TH AVE, COCONUT GROVE, FL 33133-3703 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Dec 15, 2021 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $33,710.00 (+4.12%) | $4,085,660 (+540.83%) Land $1,248,555 Building $2,837,105 | $4,085,660 (+540.83%) Land $1,248,555 Building $2,837,105 |
| 2024 | $32,377.00 (+818.5%) | ||
| 2023 | $3,525.00 (+62.82%) | $637,560 (+74.6%) Land $637,560 | $637,560 (+74.6%) Land $637,560 |
| 2022 | $2,165.00 | $365,148 Land $365,148 | $365,148 Land $365,148 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 225 policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 225 in force |
| Nearby Flood Claims | 29 (2017–2023) |
| Most Recent Claim | Nov 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · lower than 78% of Florida |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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