Carroll County property record for 64 Ridge Rd, Westminster, MD 21157
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,352 sqft · built 1969 |
| Lot Size | 0.358 acres (15,594 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $485,000 (Oct 2021) |
| Tax Bill | $3,687 (2026) |
| Deeds & Mortgages | Feb 2024 Sale & Mortgage Feb 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-000049 |
| Primary APN | 07-000049 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,352 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Exterior Material | Siding |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 15,594 sqft (0.358 acres) |
| Garage Type | Attached |
| Garage Area | 529 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 144 sqft |
| Deck Area | 250 sqft |
| Patio Area | 336 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 000049 |
|---|---|
| Street Address | 64 RIDGE RD |
| City | WESTMINSTER |
| State | MD |
| Zip | 21157-4450 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-100 |
| Legal Description | LT - 15594 SF 64 RIDGE RD WESTMINSTER |
| Legal Subdivision | WESTMINSTER |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 7, WESTMINSTER |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 507702 |
Source: Carroll County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 64 RIDGE RD, WESTMINSTER, MD 21157-4450 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 12, 2024 | Special Warranty Deed, Transfer · Commercial Mortgage COMMERCIAL LENDER LLC |
| Feb 1, 2022 | Deed of Trust, Mortgage · Conventional Mortgage GEORGE MASON MORTGAGE LLC |
| Oct 26, 2021 | Deed, Transfer · Conventional Mortgage GEORGE MASON MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 26, 2021 · Amount on Record |
| Deed Sale | Oct 26, 2021 · Amount on Record |
| Deed Book / Page | 10526 / 150 |
| Record Updated | Oct 29, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Feb 12, 2024 |
| Property Address | 64 RIDGE RD, WESTMINSTER, MD 21157-4450 |
| Document Number | 0111920310 |
| Book / Page | 11192 / 310 |
| Instrument Date | Jan 9, 2024 |
| Transaction Type | Transfer |
| Record Updated | Mar 13, 2024 |
| Title Company | PROPERTY TITLE AND ESCROW LLC, PROPERTY TITLE & ESCROW LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,930.90 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8458 CHURCH LANE RD, ELLICOTT CITY, MD 21043-3304 |
| Name | Verified Name |
|---|---|
| Address | 6061 MOORE DR, SYKESVILLE, MD 21784-8677 |
| Document Number | 0111920317 |
|---|---|
| Date | Feb 12, 2024 |
| Instrument | 11192-0317 |
| Name | COMMERCIAL LENDER LLC |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Feb 1, 2025 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 64 RIDGE RD, WESTMINSTER, MD 21157-4450 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2023 |
| Title Company | LAWYERS EXPRESS TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0106560304 |
|---|---|
| Date | Feb 1, 2022 |
| Book Page | 10656/304 |
| Name | GEORGE MASON MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | FAIRFAX, VA 22030 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 356 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Oct 26, 2021 |
| Property Address | 64 RIDGE RD, WESTMINSTER, MD 21157-4450 |
| Document Number | 0105260150 |
| Book / Page | 10526 / 150 |
| Instrument Date | Sep 30, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | LAWYERS EXPRESS TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 64 RIDGE RD, WESTMINSTER, MD 21157-4450 |
| Document Number | 0010526156 |
|---|---|
| Date | Oct 26, 2021 |
| Instrument | 10526/156 |
| Name | GEORGE MASON MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2051 |
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,687.00 (+5.55%) Homeowner's exemption | $434,400 (+55.03%) Land $91,900 Building $342,500 | $434,400 (+55.03%) Land $91,900 Building $342,500 |
| 2025 | $3,493.00 (+10.33%) Homeowner's exemption | ||
| 2023 | $3,166.00 Homeowner's exemption | $280,200 Land $91,900 Building $188,300 | $280,200 Land $91,900 Building $188,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 85% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WESTMINSTER serves 35,256 people · EPA ID MD0060015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Ting Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures