64 Regency Park, Ramsey, NJ 07446 Property Records

Bergen County and Ramsey Borough property record for 64 Regency Park, Ramsey, NJ 07446

Property Summary

Property TypeSingle Family Home
Details655 sqft · built 1964
Lot Size0.011 acres (491 sqft)
Owner2 Individual Names on File
Last Sale$292,000 (Oct 2025)
Tax Bill$4,892 (2025)
Deeds & MortgagesOct 2025 Sale
Oct 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN48-04202-0000-00001-0000-C0064

Property Details

APN / Parcel Number

Primary APN48-04202-0000-00001-0000-C0064
Alternative APN
  • 4804202000000001C0064

Interior

Building Area655 sqft Living Area

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1964
Architectural StyleCondo/Apartment
Lot Area491 sqft (0.011 acres)

Location & Zoning

Street Address64 REGENCY PARK
CityRAMSEY
StateNJ
Zip07446
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionREGENCY PARK
Legal Block4202
Legal Lot Number1
JurisdictionBERGEN NJ
Township / Civil DivisionRAMSEY
Census Block Group3
Census Block3001
Census Tract44202

Owner

64 Regency Park is owned and occupied by two individuals who bought it in October 2025.

Source: Bergen County and Ramsey Borough records, as of June 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address64 REGENCY PARK, RAMSEY, NJ 07446
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Oct 1, 2025Deed, Transfer
FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO
Oct 17, 2022Deed, Transfer · VA Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 1, 2025 · Amount on File
Deed SaleOct 1, 2025 · Amount on File
Prior SaleMay 22, 2024 · Amount on File
Deed Document Number202567426
Deed Book / Page5612 / 1744
Prior Transfer DateMar 29, 2024
Prior Transfer Doc0052671217
Record UpdatedOct 29, 2026

October 2025: Deed, Transfer

Document TypeDeed
JurisdictionBERGEN NJ
Recording DateOct 1, 2025
Property Address64 REGENCY PARK, RAMSEY, NJ 07446
Document Number0056121744
Book / Page5612 / 1744
Instrument DateOct 1, 2025
Instrument2025067426
Transaction TypeTransfer
Record UpdatedOct 20, 2025
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transaction

AmountAmount on Record
Tax$1,652.60
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address406 WASHINGTON DR, RAMSEY, NJ 07446-1567

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address64 REGENCY PARK, RAMSEY, NJ 07446

October 2022: Deed, Transfer

Document TypeDeed
JurisdictionBERGEN NJ
Recording DateOct 17, 2022
Property Address64 REGENCY PARK, RAMSEY, NJ 07446
Document Number0048361425
Book / Page4836 / 1425
Instrument DateSep 9, 2022
Instrument2022100118
Transaction TypeTransfer
Record UpdatedNov 29, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$935.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address29 VALENTINE RD, 29, BLOOMFIELD, NJ 07003-3868

Transferred To (Grantee/Buyer)

NameVerified Name
Address64 REGENCY PARK, RAMSEY, NJ 07446

Mortgage

Document Number0048361431
DateOct 17, 2022
Book Page4836/1431
Instrument2022100119
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 64 Regency Park was $4,892, down 4.1% from the year before.

Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityRamsey Borough
Unified School DistrictRamsey Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$248,400 (+4.55%) Land $160,000 Building $88,400$248,400 (+4.55%) Land $160,000 Building $88,400
2025$4,892.00 (-4.06%)$237,600 (+31.49%) Land $150,000 Building $87,600$237,600 (+31.49%) Land $150,000 Building $87,600
2024$5,099.00 (+3.11%)$180,700 (-) Land $105,000 Building $75,700$180,700 (-) Land $105,000 Building $75,700
2023$4,945.00 (+4.35%)$180,700 Land $105,000 Building $75,700$180,700 Land $105,000 Building $75,700
2022$4,739.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 64 Regency Park in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2007)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 2007 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 64 Regency Park is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRAMSEY WATER DEPT
serves 15,207 people · EPA ID NJ0248001
Water SourcePurchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK
Last State InspectionFeb 2026
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting16
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20

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