64 Palm Dr, Key West, FL 33040 Property Records

Monroe County property record for 64 Palm Dr, Key West, FL 33040

Property Summary

Property TypeResidential Vacant Land
Lot Size0.068 acres (2,981 sqft)
OwnerCompany Name on File
Last Sale$210,000 (Dec 2020)
Tax Bill$2,328 (2024)
Deeds & MortgagesDec 2020 Sale & Construction Loan
Flood ZoneZone AE (high risk)
APN00162150-000100

Property Details

APN / Parcel Number

Primary APN00162150-000100
Alternative APN
  • 9104208

Exterior

Lot Area2,981 sqft (0.068 acres)

Location & Zoning

Account Number9104208
Street Address64 PALM DR
CityKEY WEST
StateFL
Zip33040
Property CategoryResidential
Property TypeVacant Land > Residential
Legal DescriptionPT LT 59 AND PT LT 58 BAY POINT TRAILER PARK SADDLEBUNCH KEYS PB3-57 OR14-192 OR26-89 OR210-374/75 OR1055-131 OR1066-2488
Legal Range27E
Legal Township67S
Legal Section08
Legal SubdivisionBAY POINT TRAILER PARK
Legal Lot Number58-59
JurisdictionMONROE FL
Township / Civil DivisionLOWER KEYS
Census Block Group1
Census Block1033
Census Tract971600

Owner

64 Palm Dr, residential vacant land, is owned by a company that bought it in December 2020.

Source: Monroe County records, as of December 5, 2025

Owner of RecordCompany Name on File
Mailing Address273 JILLY DR, CLYDE, NC 28721-7422
Owner TypeCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 16, 2020 · Amount on File
Deed SaleDec 16, 2020 · Amount on File
Deed Document Number2295287
Deed Book / Page3063 / 56
Record UpdatedJun 8, 2026

December 2020: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateDec 16, 2020
Property Address64 PALM DR, KEY WEST, FL 33040
Document Number0030630056
Book / Page003063 / 000056
Instrument DateDec 16, 2020
Instrument2295287
Transaction TypeConstruction Loan
Record UpdatedDec 31, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,470.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address273 JILLY DR CLYDE NC 287217422, CLYDE, NC 28721-7422

Mortgage

Document Number30630060
DateDec 16, 2020
Book Page003063/000060
Instrument2295289
Lender
NameDALE & JOEY FINIGAN
Address7 BOULDER DR, KEY WEST, FL 33040-6104
Special NotesSeller Financed
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term12 Months
DueDec 15, 2021

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$241,619 Land $223,217 Building $18,402$241,619 Land $223,217 Building $18,402
2024$2,328.00 (+19.08%)
2023$1,955.00 (+18.34%)$283,932 (+33.43%) Land $264,713 Building $19,219$283,932 (+33.43%) Land $264,713 Building $19,219
2022$1,652.00$212,798 Land $193,169 Building $19,629$212,798 Land $193,169 Building $19,629

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 64 Palm Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 537 policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies537 in force
Nearby Flood Claims1,085 (1980–2022)
Claims Outside the SFHA1 of 1,085
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 256 claims
  • Hurricane Wilma, Oct 2005 · 486 claims
  • Hurricane Georges, Oct 1998 · 297 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 64 Palm Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
1,200 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Palm Dr

Nearby Streets

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