64 Orchard St, Cos Cob, CT 06807 Property Records

Greenwich Town property record for 64 Orchard St, Cos Cob, CT 06807

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,254 sqft · built 1920
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,953,000 (Apr 2025)
Tax Bill	$10,731 (2025)
Deeds & Mortgages	Jul 2021 Refinance Dec 2025 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`08-2237S`

Property Details

APN / Parcel Number

Primary APN	`08-2237S`
Alternative APNs	`GREE M:08 B:2237/S` `365/239`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,254 sqft Living Area
Attic	Attic
Attic Area	350 sqft
Basement Area	945 sqft
Unfinished Basement	945 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1960
Architectural Style	Bungalow
Exterior Material	Stone
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,068 sqft (0.3 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	365/239
Street Address	64 ORCHARD ST
City	COS COB
State	CT
Zip	06807-2405
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-7
Legal Block	2237/S
Jurisdiction	GREENWICH CT
Township / Civil Division	GREENWICH
Census Block Group	3
Census Block	3008
Census Tract	10800

Owner

Source: Greenwich Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	64 ORCHARD ST, COS COB, CT 06807-2405
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FIGURE LENDING LCC
Dec 11, 2025	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Dec 19, 2025	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Apr 23, 2025	Warranty Deed, Transfer · Stand-Alone First Mortgage US BANK NA
Oct 23, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 23, 2025 · Amount on Record
Deed Sale	Apr 23, 2025 · Amount on Record
Prior Sale	Oct 23, 2020 · Amount on Record
Deed Document Number	20251936
Deed Book / Page	8425 / 197
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENWICH CT
Property Address	64 ORCHARD ST, COS COB, CT 06807-2405
Transaction Type	Mortgage
Record Updated	Mar 13, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	007932-244
Date	Jul 16, 2021
Book Page	7932/244
Instrument	8214

Lender

Name	FIGURE LENDING LCC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Aug 1, 2031

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENWICH CT
Property Address	64 ORCHARD ST, COS COB, CT 06807-2405
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	008510-120
Date	Dec 11, 2025
Book Page	8510/120
Instrument	7298

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6%
Type Change Date	Jan 1, 2033
Index	1-Year CMT

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENWICH CT
Property Address	64 ORCHARD ST, COS COB, CT 06807-2405
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	008514-125
Date	Dec 19, 2025
Book Page	8514/125
Instrument	7515

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	289 Months
Due	Jan 1, 2050

April 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GREENWICH CT
Recording Date	Apr 23, 2025
Property Address	64 ORCHARD ST, COS COB, CT 06807-2405
Document Number	008425-197
Book / Page	8425 / 197
Instrument Date	Apr 22, 2025
Instrument	1936
Transaction Type	Transfer
Record Updated	Mar 13, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0000001937
Date	Apr 23, 2025
Instrument	1937

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.13%
Type Change Date	May 1, 2032
Max Rate At Change	2.75%
Index	Other

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GREENWICH CT
Recording Date	Oct 23, 2020
Property Address	64 ORCHARD ST, COS COB, CT 06807-2405
Document Number	7762-33
Book / Page	7762 / 33
Instrument Date	Oct 9, 2020
Instrument	9486
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	9488
Date	Oct 23, 2020
Instrument	9488

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Greenwich Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Greenwich Town
Unified School District	Greenwich School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,731.00 (+0.01%)	$868,280 (-) Land $506,870 Building $361,410	$607,796 Land $354,809 Building $252,987
2024	$10,730.00 (+6.21%)
2023	$10,103.00 (+0.92%)	$868,280 (-) Land $506,870 Building $361,410
2022	$10,011.00	$868,280 Land $506,870 Building $361,410

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUARION-EASTERN FAIRFIELD COUNTY private · serves 351,756 people · EPA ID CT0150011
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	24 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 455 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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