64 Oak St, Waltham, MA 02453 Property Records

Middlesex County and Waltham City property record for 64 Oak St, Waltham, MA 02453

Property Summary

Property Type	Duplex
Details	2 bd · 2.5 ba · 1,917 sqft · built 1860
Lot Size	0.141 acres (6,146 sqft)
Owner	2 Individual Names on Record
Last Sale	$152,000 (Jun 1997)
Tax Bill	$8,758 (2026)
Deeds & Mortgages	Feb 2022 Refinance Aug 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`85721`

Property Details

APN / Parcel Number

Primary APN	`85721`
Alternative APN	`WALT M:070 B:015 L:0008`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,917 sqft Living Area
Gross Area	3,923 sqft
Basement Area	1,071 sqft
Unfinished Basement	1,071 sqft

Exterior

Year Built	Built 1860
Effective Year Built	Effective 1860
Architectural Style	Duplex Single
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,146 sqft (0.141 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	85721
Street Address	64 OAK ST
City	WALTHAM
State	MA
Zip	02453-8689
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	1
Legal Block	15
Legal Lot Number	8
Jurisdiction	WALTHAM MA
Township / Civil Division	WALTHAM
Census Block Group	2
Census Block	2006
Census Tract	368700

Owner

Source: Middlesex County and Waltham City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	54 LINDA AVE, FRAMINGHAM, MA 01701-4061
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC
Aug 6, 2018	Quit Claim Deed, Transfer · Conventional with PMI GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 1997 · Amount on Record
Deed Sale	Jun 30, 1997 · Amount on Record
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTHAM MA
Property Address	64 OAK ST, WALTHAM, MA 02453-8689
Transaction Type	Mortgage
Record Updated	Feb 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	079656-430
Date	Feb 8, 2022
Book Page	79656/430
Instrument	20973

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WALTHAM MA
Recording Date	Aug 6, 2018
Property Address	64 OAK ST, WALTHAM, MA 02453-8689
Document Number	71435-492
Book / Page	071435 / 000492
Instrument Date	Aug 3, 2018
Instrument	119536
Transaction Type	Transfer
Record Updated	Aug 28, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	54 LINDA AVE FRAMINGHAM MA 017014061, FRAMINGHAM, MA 01701-4061

Mortgage

Document Number	71435-495
Date	Aug 6, 2018
Book Page	071435/000495
Instrument	119537

Lender

Name	GUARANTEED RATE

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 5, 2048

Tax Assessment & Valuation

Source: Middlesex County and Waltham City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Waltham City
Unified School District	Waltham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,758.00 (+14.23%)	$848,600 (+8.68%) Land $401,900 Building $446,700	$778,655
2025	$7,667.00 (+7.65%)	$780,800 (+5.68%) Land $365,100 Building $415,700
2024	$7,122.00 (-0.28%)	$738,800 (+6.75%) Land $365,100 Building $373,700
2023	$7,142.00	$692,100 Land $332,500 Building $359,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1979–2010)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Mar 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALTHAM WATER DEPARTMENT serves 65,218 people · EPA ID MA3308000
Water Source	Purchased surface water from MWRA
Last State Inspection	Jun 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 591 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
Astound Broadband Cable	1,500 / 50

May also be available: AT&T, T-Mobile.

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