64 Murphy Ln, Spencer, TN 38585 Property Records

Van Buren County property record for 64 Murphy Ln, Spencer, TN 38585

Property Summary

Property Type	Mobile Home
Details	1,782 sqft · built 1996
Lot Size	7.6 acres (331,056 sqft)
Owner	2 Individual Names on Record
Last Sale	$63,000 (May 2007)
Tax Bill	$504 (2025)
Deeds & Mortgages	Jan 2026 Mortgage May 2007 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`088033 01508`

Property Details

APN / Parcel Number

Primary APN	`088033 01508`
Alternative APN	`033 01508`

Interior

Building Area	1,782 sqft Living Area
1st Floor Area	1,782 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Mobile/Manufactured
Lot Area	331,056 sqft (7.6 acres)
Terrain	Rolling

Exterior Amenities

Porch	Slab
Porch Area	96 sqft
Shed	1 Shed
Shed Area	200 sqft
Utility Building	80 sqft

Utilities, Heating & Cooling

Water Source	Commercial

Location & Zoning

Street Address	64 MURPHY LN
City	SPENCER
State	TN
Zip	38585-4112
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	DISTRICT: 03 WPP LLC MINERAL TRACT 46-2 MAR, COUNTY AREA: R03
Legal Subdivision	CUNNINGHAM
Legal Lot Number	1
Jurisdiction	VAN BUREN TN
Township / Civil Division	3
Census Block Group	2
Census Block	2033
Census Tract	925000

Owner

Source: Van Buren County records, as of January 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	64 MURPHY LN, SPENCER, TN 38585-4112
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2026	Deed of Trust, Mortgage FIRST NATIONAL BANK OF TENNESSEE
May 29, 2007	Deed of Trust, Mortgage · FHA Mortgage COMMUNITY MORTGAGE
Nov 25, 2025	Intrafamily Transfer, Transfer
Aug 13, 2025	Warranty Deed, Transfer · Commercial Mortgage FIRST NATIONAL BANK OF TENNESSEE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 17, 2007 · Amount on Record
Deed Sale	May 17, 2007 · Amount on Record
Prior Sale	Jul 9, 1993 · Amount on Record
Deed Book / Page	38 / 40
Last Transfer Date	Nov 25, 2025
Transfer Doc	0RB144/771
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VAN BUREN TN
Property Address	64 MURPHY LN, SPENCER, TN 38585-4112
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	64 MURPHY LN, SPENCER, TN 38585-4112

Mortgage

Document Number	0RB145/871
Date	Jan 22, 2026
Book Page	RB145/871
Instrument	26000094

Lender

Name	FIRST NATIONAL BANK OF TENNESSEE
Type	Bank
Address	130 SAM WALTON DR, SPARTA, TN 38583

Agreement

Amount	Amount Recorded
Term	86 Months
Due	Mar 1, 2033

May 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VAN BUREN TN
Property Address	64 MURPHY LN, SPENCER, TN 38585-4112
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000038/42
Date	May 29, 2007
Book Page	38/42
Instrument	07000955

Lender

Name	COMMUNITY MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2037

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	VAN BUREN TN
Recording Date	Nov 25, 2025
Property Address	64 MURPHY LN, SPENCER, TN 38585-4112
Document Number	0RB144/771
Book / Page	RB144 / 771
Map Reference	CAB 1 PG 217
Instrument Date	Nov 25, 2025
Instrument	25001655
Transaction Type	Transfer
Record Updated	Dec 4, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	64 MURPHY LN, SPENCER, TN 38585-4112

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VAN BUREN TN
Recording Date	Aug 13, 2025
Property Address	64 MURPHY LN, SPENCER, TN 38585-4112
Document Number	0RB141/962
Book / Page	RB141 / 962
Instrument Date	Aug 7, 2025
Instrument	25001051
Transaction Type	Transfer
Record Updated	Jun 9, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$135.05
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	64 MURPHY LN, SPENCER, TN 38585-4112
Investor	Possibly a Property Investor

Mortgage

Document Number	0RB141/965
Date	Aug 13, 2025
Book Page	RB141/965
Instrument	25001052

Lender

Name	FIRST NATIONAL BANK OF TENNESSEE
Type	Bank
Address	130 SAM WALTON DR, SPARTA, TN 38583

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Aug 10, 2030

Tax Assessment & Valuation

Source: Van Buren County assessment roll, as of January 26, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Van Buren County
Unified School District	Van Buren County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$504.00	$21,000 (-) Land $7,975 Building $13,025
2024	$504.00	$21,000 (-) Land $7,975 Building $13,025
2023	$504.00	$21,000 (-) Land $7,975 Building $13,025
2022	$504.00	$21,000 Land $7,975 Building $13,025	$84,000 (-) Land $31,900 Building $52,100
2021			$84,000 Land $31,900 Building $52,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2019–2021)
Most Recent Claim	Oct 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 83% of Tennessee
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FALL CREEK FALLS U.D. serves 5,434 people · EPA ID TN0000552
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jul 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
BTC Fiber Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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