Bergen County and Rutherford Borough property record for 64 Montross Ave, Rutherford, NJ 07070
| Property Type | Single Family Home |
|---|---|
| Details | 1,680 sqft · built 1930 |
| Lot Size | 0.152 acres (6,599 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $485,000 (Nov 2017) |
| Tax Bill | $12,634 (2025) |
| Deeds & Mortgages | Aug 2023 Line of Credit Jun 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 56-00086-0000-00042 |
| Primary APN | 56-00086-0000-00042 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,680 sqft Living Area |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Construction Type | Frame |
| Lot Area | 6,599 sqft (0.152 acres) |
| Lot Dimensions | 110 ft deep x 60 ft wide |
| Garage Type | Detached |
| Street Address | 64 MONTROSS AVE |
|---|---|
| City | RUTHERFORD |
| State | NJ |
| Zip | 07070-1148 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 60X110 |
| Legal Subdivision | MONTROSS HEIGHTS |
| Legal Block | 86 |
| Legal Lot Number | 42 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RUTHERFORD |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 51100 |
64 Montross Ave is owned and occupied by two individuals who bought it in November 2017.
Source: Bergen County and Rutherford Borough records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 64 MONTROSS AVE, RUTHERFORD, NJ 07070-1148 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 18, 2023 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Jun 18, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MTG |
| Nov 30, 2017 | Grant Deed, Transfer · Conventional Mortgage NJ LENDERS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 30, 2017 · Amount on File |
| Deed Sale | Nov 30, 2017 · Amount on File |
| Deed Document Number | 201717-090680 |
| Deed Book / Page | 2798 / 856 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 64 MONTROSS AVE, RUTHERFORD, NJ 07070-1148 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2023 |
| Name | Verified Name |
|---|---|
| Address | 64 MONTROSS AVE, RUTHERFORD, NJ 07070-1148 |
| Document Number | 0050610937 |
|---|---|
| Date | Aug 18, 2023 |
| Book Page | 5061/937 |
| Instrument | 2023053889 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Aug 7, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 64 MONTROSS AVE, RUTHERFORD, NJ 07070-1148 |
| Document Number | 0036971514 |
| Instrument Date | Jun 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 2, 2020 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE INS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 64 MONTROSS AVE RUTHERFORD NJ 070701148, RUTHERFORD, NJ 07070-1148 |
| Document Number | 0036971514 |
|---|---|
| Date | Sep 9, 2020 |
| Book Page | 003697/001514 |
| Instrument | 82846 |
| Name | UNITED WHOLESALE MTG |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 8, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Nov 30, 2017 |
| Property Address | 64 MONTROSS AVE, RUTHERFORD, NJ 07070-1148 |
| Document Number | 0027980856 |
| Book / Page | 002798 / 000856 |
| Instrument Date | Oct 18, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $485.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 64 MONTROSS AVE RUTHERFORD NJ 070701148, RUTHERFORD, NJ 07070-1148 |
| Document Number | 27980862 |
|---|---|
| Date | Nov 30, 2017 |
| Book Page | 002798/000862 |
| Name | NJ LENDERS |
|---|---|
| Address | LITTLE FALLS, NJ 07424 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 29, 2047 |
The 2025 property tax bill for 64 Montross Ave was $12,634, up 2.5% from the year before.
Source: Bergen County and Rutherford Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Rutherford Borough |
| Unified School District | Rutherford Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $394,800 (-) Land $264,100 Building $130,700 | $394,800 (-) Land $264,100 Building $130,700 | |
| 2025 | $12,634.00 (+2.54%) | $394,800 Land $264,100 Building $130,700 | $394,800 Land $264,100 Building $130,700 |
| 2024 | $12,321.00 | ||
| 2023 | $394,800 Land $264,100 Building $130,700 | $394,800 Land $264,100 Building $130,700 | |
| 2022 | $11,721.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 64 Montross Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1992.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1992–2011) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 64 Montross Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 844 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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