Pender County property record for 64 Merganser Loop, Rocky Point, NC 28457 · Last verified February 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1994 |
| Square Footage | 2,220 sqft Living Area |
| Lot Size | 19,166 sqft (0.439 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $378,000 (2023) |
| Tax Bill | $2,742.00 (2025) |
| Primary APN | 3223-70-5815-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 6 Rooms |
| Building Area | 2,220 sqft Living Area |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1994 |
|---|---|
| Architectural Style | Conventional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Foundation Type | Raised Foundation |
| Lot Area | 19,166 sqft (0.439 acres) |
| Shed | 1 Shed |
|---|---|
| Shed Area | 120 sqft Shed |
| Deck Area | 612 sqft Deck |
| Porch | 1 Porch |
| Porch Area | 144 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Heating Fuel | Electric Heating Fuel |
| Account Number | 000050964 |
|---|---|
| Old Parcel Number | 3223 70 5815 0000 |
| Street Address | 64 MERGANSER LOOP |
| City | ROCKY POINT |
| State | NC |
| Zip | 28457-7504 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 42 PB 26/22 SEC 7 SWANN PLANTATION |
| Legal Subdivision | SWANN PLANTATION |
| Legal Lot Number | 42 |
| Jurisdiction | PENDER NC |
| Minor Civil Division | ROCKY POINT |
| Census Blockgroup | 1 |
| Census Block | 1020 |
| Census Tract | 920602 |
Source: Pender County records · APN 3223-70-5815-0000
Assessment roll updated January 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 64 MERGANSER LOOP, ROCKY POINT, NC 28457-7504 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 20, 2023 | Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU |
| Dec 29, 2020 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage ALPHA MORTGAGE CORP |
| Oct 09, 2018 | Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 20, 2023 · Amount on Record |
| Deed Sale | Jan 20, 2023 · Amount on Record |
| Prior Sale | Dec 29, 2020 · Amount on Record |
| Deed Doc Number | 0011614805 |
| Deed Book / Page | 1161 / 4805 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PENDER NC |
| Recording Date | Jan 20, 2023 |
| Property Address | 64 MERGANSER LOOP, ROCKY POINT, NC 28457-7504 |
| Document Number | 0048051161 |
| Book / Page | 4805 / 1161 |
| Map Reference | MB 66 PG 107 |
| Instrument Date | Jan 17, 2023 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2023 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $756.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 351 BARNEYS RUN RD, FREDERICKTOWN, PA 15333-2132 |
| Name | Verified Name |
|---|---|
| Address | 64 MERGANSER LOOP, ROCKY POINT, NC 28457-7504 |
| Document Number | 0048051166 |
|---|---|
| Date | Jan 20, 2023 |
| Instrument | 4805-1166 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.9% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Type Change Date | Feb 01, 2028 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.9% |
| Max Rate At Change | 7.9% |
| Index | 5-Year CMT |
| Max Rate | 11.9% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PENDER NC |
| Recording Date | Dec 29, 2020 |
| Property Address | 64 MERGANSER LOOP, ROCKY POINT, NC 28457-7504 |
| Document Number | 0047360943 |
| Book / Page | 4736 / 943 |
| Map Reference | MB 26 PG 22 |
| Instrument Date | Dec 11, 2020 |
| Transaction Type | Transfer |
| Record Updated | May 05, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $596.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 64 MERGANSER LOOP, ROCKY POINT, NC 28457-7504 |
| Document Number | 0004736946 |
|---|---|
| Date | Dec 29, 2020 |
| Instrument | 4736/946 |
| Name | ALPHA MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PENDER NC |
| Property Address | 64 MERGANSER LOOP, ROCKY POINT, NC 28457-7504 |
| Document Number | 0046741037 |
| Instrument Date | Oct 09, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 04, 2018 |
| Title Company | ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 64 MERGANSER LOOP ROCKY POINT NC 284577504, ROCKY POINT, NC 28457-7504 |
| Document Number | 0046741037 |
|---|---|
| Date | Nov 14, 2018 |
| Book Page | 004674/001037 |
| Instrument | 20042512 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Pender County records · Assessment roll updated January 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Pender County |
| Unified School District | Pender County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,742.00 (+14.3%) | $373,349 (+36.57%) Land $18,864 Building $354,485 | $373,349 (+36.57%) Land $18,864 Building $354,485 |
| 2023 | $273,370 (-) Land $33,000 Building $240,370 | $273,370 (-) Land $33,000 Building $240,370 | |
| 2022 | $2,399.00 | $273,370 Land $33,000 Building $240,370 | $273,370 Land $33,000 Building $240,370 |
Source: FEMA National Flood Hazard Layer, Pender County (37141C), updated January 17, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 38% of the US · above 54% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 1,389 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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