64 Madison St, Westminster, MD 21157 Property Records

Carroll County property record for 64 Madison St, Westminster, MD 21157

Property Summary

Property Type	Townhouse
Details	1 ba · 1,320 sqft · built 1900
Lot Size	0.071 acres (3,092 sqft)
Owner	Individual Name on Record
Last Sale	$65,000 (Mar 1990)
Tax Bill	$1,892 (2026)
Deeds & Mortgages	Jun 2021 Reverse Mortgage Apr 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-079451`

Property Details

APN / Parcel Number

Primary APN	`07-079451`
Alternative APNs	`7079451` `079451`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	1,320 sqft Total Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Metal
Lot Area	3,092 sqft (0.071 acres)
Porch	Slab
Porch Area	261 sqft
Deck Area	156 sqft

Utilities, Heating & Cooling

Heating System	Radiant
Sewer	Connected

Location & Zoning

Account Number	079451
Street Address	64 MADISON ST
City	WESTMINSTER
State	MD
Zip	21157-4919
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R-750
Legal Description	LT. 0.0719 AC N/S MADISON ST WESTMINSTER
Legal Subdivision	WESTMINSTER
Jurisdiction	CARROLL MD
Township / Civil Division	7, WESTMINSTER
Census Block Group	3
Census Block	3013
Census Tract	507801

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Westminster Historic District (Additional Documentation) listed 1980 · 1,246 contributing resources · NRIS 80001804

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	64 MADISON ST, WESTMINSTER, MD 21157-4919
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2021	Deed of Trust, Mortgage · Reverse Mortgage NATIONWIDE EQUITES CORP
Apr 16, 2019	Deed of Trust, Mortgage · FHA Mortgage NATIONWIDE EQUITIES
Apr 16, 2019	Deed of Trust, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 29, 1990 · Amount on Record
Deed Sale	Mar 29, 1990 · Amount on Record
Prior Sale	Mar 21, 1988 · Amount on Record
Deed Book / Page	1201 / 302
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	64 MADISON ST, WESTMINSTER, MD 21157-4919
Transaction Type	Mortgage
Record Updated	Jul 20, 2021
Title Company	NATIONAL REVERSE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0103420201
Date	Jun 25, 2021
Book Page	10342/201

Lender

Name	NATIONWIDE EQUITES CORP
Type	Non-Lending Institution
Address	MAHWAH, NJ 07495

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	922 Months
Due	Apr 12, 2098

Interest

Rate Type	Adjustable Rate
Rate	2.25%
Change Frequency	Annually
Index	1-Year LIBOR

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	64 MADISON ST, WESTMINSTER, MD 21157-4919
Document Number	0092730040
Instrument Date	Apr 16, 2019
Transaction Type	Mortgage
Record Updated	May 7, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	64 MADISON ST WESTMINSTER MD 211574919, WESTMINSTER, MD 21157-4919

Mortgage

Document Number	0092730040
Date	Apr 24, 2019
Book Page	009273/000040

Lender

Name	NATIONWIDE EQUITIES
Type	Funding / Finance Company
Address	MAHWAH, NJ 07495

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	948 Months
Due	Apr 23, 2098

Interest

Rate Type	Adjustable Rate
Rate	5.24%

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	64 MADISON ST, WESTMINSTER, MD 21157-4919
Document Number	0092730065
Instrument Date	Apr 16, 2019
Transaction Type	Mortgage
Record Updated	Sep 30, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	64 MADISON ST WESTMINSTER MD 211574919, WESTMINSTER, MD 21157-4919

Mortgage

Document Number	0092730065
Date	Apr 24, 2019
Book Page	009273/000065

Lender

Name	FEDERAL HSNG COMMISSIONER
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	948 Months
Due	Apr 23, 2098

Interest

Rate Type	Adjustable Rate
Rate	5.24%

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Municipality	Westminster City
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,892.00 (+6.89%)	$162,900 (+17.62%) Land $60,000 Building $102,900	$162,900 (+17.62%) Land $60,000 Building $102,900
2025	$1,770.00 (-24.36%)
2023	$2,340.00	$138,500 Land $60,000 Building $78,500	$138,500 Land $60,000 Building $78,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WESTMINSTER serves 35,256 people · EPA ID MD0060015
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 445 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: Quantum Internet & Telephone, Ting, Verizon.

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