64 Hemlock Dr, Fitzwilliam, NH 03447 Property Records

Cheshire County and Fitzwilliam Town property record for 64 Hemlock Dr, Fitzwilliam, NH 03447

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,091 sqft · built 1940
Lot Size	1.2 acres (52,272 sqft)
Owner	2 Individual Names on File
Last Sale	$255,000 (Feb 2014)
Tax Bill	$7,803 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Feb 2022 Refinance
Flood Zone	Zone A (high risk)
APN	`FITZ M:00035 B:000014 L:000000`

Property Details

APN / Parcel Number

Primary APN	`FITZ M:00035 B:000014 L:000000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,091 sqft Living Area
Gross Area	4,234 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Metal
Lot Area	52,272 sqft (1.2 acres)
View / Lot	Waterfront

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	64 HEMLOCK DR
City	FITZWILLIAM
State	NH
Zip	03447-3178
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RUR
Legal Block	14
Jurisdiction	FITZWILLIAM TOWN NH
Township / Civil Division	FITZWILLIAM
Census Block Group	1
Census Block	1001
Census Tract	970700

Owner

64 Hemlock Dr is owned and occupied by two individuals who bought it in February 2014.

Source: Cheshire County and Fitzwilliam Town records, as of August 26, 2026

Owner of Record	2 Individual Names on File
Mailing Address	64 HEMLOCK DR, FITZWILLIAM, NH 03447-3178
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2026	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORPORATION
Feb 10, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 3, 2014 · Amount on File
Deed Sale	Feb 3, 2014 · Amount on File
Prior Sale	Aug 10, 2004 · Amount on File
Deed Book / Page	2858 / 292
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FITZWILLIAM TOWN NH
Recording Date	Aug 6, 2026
Property Address	64 HEMLOCK DR, FITZWILLIAM, NH 03447-3178
Document Number	0000006170
Book / Page	3358 / 751
Instrument Date	Jul 31, 2026
Instrument	20266170
Transaction Type	Mortgage
Record Updated	Sep 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	64 HEMLOCK DR, FITZWILLIAM, NH 03447-3178

Mortgage

Document Number	0000006170,
Date	Aug 6, 2026
Book Page	3358/751
Instrument	20266170

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FITZWILLIAM TOWN NH
Property Address	64 HEMLOCK DR, FITZWILLIAM, NH 03447-3178
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003201-737
Date	Feb 10, 2022
Book Page	3201/737
Instrument	2201375

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	109 Months
Due	Mar 1, 2031

Tax Assessment & Valuation

The 2025 property tax bill for 64 Hemlock Dr was $7,803, up 5.2% from the year before.

Source: Cheshire County and Fitzwilliam Town assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Cheshire County
County Subdivision	Fitzwilliam Town
Unified School District	Monadnock Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$7,803.00 (+5.19%)	$406,000 (-) Land $171,500 Building $234,500
2024	$7,418.00 (+7.98%)	$406,000 (-) Land $171,500 Building $234,500
2023	$6,870.00 (+3.12%)	$406,000 (-) Land $171,500 Building $234,500
2022	$6,662.00	$406,000 Land $171,500 Building $234,500

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 64 Hemlock Dr in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 64 Hemlock Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.4% of New Hampshire
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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