St. Charles County property record for 64 Ginger Tree Ct, O Fallon, MO 63368 · Last verified March 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2000 |
| Square Footage | 2,502 sqft Living Area |
| Lot Size | 9,583 sqft (0.219 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $262,000 (2017) |
| Tax Bill | $5,046.00 (2025) |
Source: St. Charles County records · APN A982000586
Assessment roll updated July 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 64 GINGER TREE CT, O FALLON, MO 63368-6642 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 27, 2022 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage EQUITY PRIME MORTGAGE LLC |
| Mar 07, 2017 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage STIFEL BK&TR |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 07, 2017 · Amount on Record |
| Deed Sale | Mar 07, 2017 · Amount on Record |
| Prior Sale | Sep 13, 2000 · Amount on Record |
| Deed Doc Number | 0067082229 |
| Deed Book / Page | 6708 / 2229 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 64 GINGER TREE CT, O FALLON, MO 63368-6642 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2022 |
| Name | Verified Name |
|---|---|
| Address | 64 GINGER TREE CT, O FALLON, MO 63368-6642 |
| Document Number | 0000024061 |
|---|---|
| Date | Apr 27, 2022 |
| Instrument | 2022R-024061 |
| Name | EQUITY PRIME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30328 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Mar 07, 2017 |
| Property Address | 64 GINGER TREE CT, O FALLON, MO 63368-6642 |
| Document Number | 0067082229 |
| Book / Page | 006708 / 002229 |
| Instrument Date | Mar 03, 2017 |
| Instrument | 140080 |
| Transaction Type | Transfer |
| Record Updated | Apr 05, 2017 |
| Title Company | COMMONWEALTH LAND TITLE INSURANCE, COMMONWEALTH LAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 64 GINGER TREE CT O FALLON MO 633686642, O FALLON, MO 63368-6642 |
| Document Number | 67082231 |
|---|---|
| Date | Mar 07, 2017 |
| Book Page | 006708/002231 |
| Instrument | 140090 |
| Name | STIFEL BK&TR |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63141 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 06, 2047 |
Source: St. Charles County records · Assessment roll updated July 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | O'Fallon City |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,046.00 | $78,714 (+8.32%) | $414,286 (+8.32%) Land $75,000 Building $339,286 |
| 2023 | $72,665 | ||
| 2022 | $382,449 Land $55,000 Building $327,449 |
Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | A982000586 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 7 Rooms |
| Building Area | 2,502 sqft Living Area |
| 1st Floor | 1,298 sqft 1st Floor |
| Basement Area | 1,156 sqft Basement |
| Finished Basement | 552 sqft Finished |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2000 |
|---|---|
| Architectural Style | Other Style |
| Exterior Material | Brick/Stone (Brick and/or Stone) Exterior |
| Lot Area | 9,583 sqft (0.219 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Patio Area | 100 sqft Patio |
|---|---|
| Porch | 1 Porch |
| Porch Area | 160 sqft Porch |
| Topography | Rolling Topography |
| Sewage | Sewage Connected |
|---|---|
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | A982000586 |
|---|---|
| Old Parcel Number | A982000586 |
| Street Address | 64 GINGER TREE CT |
| City | O FALLON |
| State | MO |
| Zip | 63368-6642 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | VLGS AT HUTCHINGS FARM #1 LOT 344 |
| Legal Range | 03E |
| Legal Township | 46N |
| Legal Subdivision | VLGS AT HUTCHINGS FARM #1 |
| Legal Lot Number | 344 |
| Jurisdiction | ST CHARLES MO |
| Minor Civil Division | DARDENNE |
| Census Blockgroup | 2 |
| Census Block | 2001 |
| Census Tract | 311735 |
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