Worcester County and Winchendon Town property record for 64 Gardner Rd, Winchendon, MA 01475
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,084 sqft · built 1985 |
| Lot Size | 2.07 acres (90,169 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $391,000 (Apr 2023) |
| Tax Bill | $4,409 (2025) |
| Deeds & Mortgages | Sep 2021 Refinance Jul 2022 Line of Credit + 2 more |
| APN | WINC M:9 B:0 L:159 |
| Primary APN | WINC M:9 B:0 L:159 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,084 sqft Living Area |
| Gross Area | 3,580 sqft |
| Basement Area | 864 sqft |
| Unfinished Basement | 864 sqft |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 90,169 sqft (2.07 acres) |
| Heating Fuel | Electric |
|---|
| Street Address | 64 GARDNER RD |
|---|---|
| City | WINCHENDON |
| State | MA |
| Zip | 01475-2105 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Lot Number | 159 |
| Jurisdiction | WINCHENDON MA |
| Township / Civil Division | WINCHENDON |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 701101 |
Source: Worcester County and Winchendon Town records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 64 GARDNER RD, WINCHENDON, MA 01475-2105 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 15, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance NFM LENDING |
| Jul 14, 2022 | Deed of Trust, Mortgage · Line of Credit DIGITAL FCU |
| Apr 24, 2023 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage TOTAL MORTGAGE SERVICES LLC |
| Nov 14, 2022 | Quit Claim Deed, Transfer · Commercial Mortgage RESIDENTIAL CAPITAL |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 24, 2023 · Amount on Record |
| Deed Sale | Apr 24, 2023 · Amount on Record |
| Prior Sale | Nov 14, 2022 · Amount on Record |
| Deed Book / Page | 69052 / 108 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINCHENDON MA |
| Property Address | 64 GARDNER RD, WINCHENDON, MA 01475-2105 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 066062-198 |
|---|---|
| Date | Sep 15, 2021 |
| Book Page | 66062/198 |
| Instrument | 129224 |
| Name | NFM LENDING |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINCHENDON MA |
| Property Address | 64 GARDNER RD, WINCHENDON, MA 01475-2105 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 067906-188 |
|---|---|
| Date | Jul 14, 2022 |
| Book Page | 67906/188 |
| Instrument | 76951 |
| Name | DIGITAL FCU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | Aug 1, 2062 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WINCHENDON MA |
| Recording Date | Apr 24, 2023 |
| Property Address | 64 GARDNER RD, WINCHENDON, MA 01475-2105 |
| Document Number | 069052-108 |
| Book / Page | 69052 / 108 |
| Instrument Date | Apr 24, 2023 |
| Instrument | 30912 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 64 GARDNER RD, WINCHENDON, MA 01475-2105 |
| Document Number | 0000030913 |
|---|---|
| Date | Apr 24, 2023 |
| Instrument | 30913 |
| Name | TOTAL MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WINCHENDON MA |
| Recording Date | Nov 14, 2022 |
| Property Address | 64 GARDNER RD, WINCHENDON, MA 01475-2105 |
| Document Number | 0068484-36 |
| Book / Page | 68484 / 36 |
| Instrument Date | Nov 14, 2022 |
| Instrument | 122249 |
| Transaction Type | Transfer |
| Record Updated | Dec 2, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 967 N MAIN ST, RANDOLPH, MA 02368-3056 |
| Investor | Possibly a Property Investor |
| Document Number | 0000122250 |
|---|---|
| Date | Nov 14, 2022 |
| Instrument | 122250 |
| Name | RESIDENTIAL CAPITAL |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Worcester County and Winchendon Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Winchendon Town |
| Unified School District | Winchendon School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,409.00 (+0.57%) | $375,200 (+7.32%) Land $50,600 Building $324,600 | $381,520 (-1.69%) |
| 2024 | $4,384.00 (+9.96%) | $349,600 (+17.51%) Land $46,300 Building $303,300 | $388,075 |
| 2023 | $3,987.00 | $297,500 Land $44,100 Building $253,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not included in the FIRM |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINCHENDON WATER DEPARTMENT serves 5,706 people · EPA ID MA2343000 |
|---|---|
| Water Source | Purchased surface water from ASH/WIN JOINT WATER AUTHORITY |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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