64 Forest Ln, Tryon, NC 28782 Property Records

Polk County property record for 64 Forest Ln, Tryon, NC 28782

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,232 sqft · built 1875
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$292,000 (Mar 2018)
Tax Bill	$1,990 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Mar 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`T14-A7`

Property Details

APN / Parcel Number

Primary APN	`T14-A7`
Alternative APN	`55848`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Building Area	1,232 sqft Finished Area
Fireplace	Fireplace

Exterior

Year Built	Built 1875
Effective Year Built	Effective 1970
Exterior Material	Wood Siding
Foundation Type	Retaining Wall
Roof Material	Shingle
Lot Area	43,560 sqft (1 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	55848
Street Address	64 FOREST LN
City	TRYON
State	NC
Zip	28782-3296
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T14, T14 MAP T14
Legal Subdivision	MAP T14
Jurisdiction	POLK NC
Township / Civil Division	TRYON
Census Block Group	1
Census Block	1014
Census Tract	920304

Owner

Source: Polk County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	64 FOREST LN, TRYON, NC 28782-3296
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Mar 19, 2018	Warranty Deed, Transfer LOANDEPOTCOM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 19, 2018 · Amount on Record
Deed Sale	Mar 19, 2018 · Amount on Record
Deed Document Number	0000432700
Deed Book / Page	432 / 700
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	64 FOREST LN, TRYON, NC 28782-3296
Transaction Type	Mortgage
Record Updated	Sep 22, 2021
Title Company	SERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	462/1902
Date	Sep 1, 2021
Book Page	462/1902

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Mar 19, 2018
Property Address	64 FOREST LN, TRYON, NC 28782-3296
Document Number	000432/700
Book / Page	432 / 700
Instrument Date	Mar 19, 2018
Instrument	004690710004
Transaction Type	Transfer
Record Updated	Mar 7, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	64 FOREST LN, TRYON, NC 28782-3296

Mortgage

Document Number	0000000432/0000000704
Date	Mar 19, 2018
Book Page	0000000432/0000000704
Instrument	004690720013

Lender

Name	LOANDEPOTCOM LLC
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	358 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Polk County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Municipality	Tryon Town
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,990.00 (+29.47%)	$429,999 (+60.25%) Land $65,000 Building $364,999	$429,999 (+60.25%) Land $65,000 Building $364,999
2023	$1,537.00	$268,338 Land $50,000 Building $218,338
2021			$268,338 Land $50,000 Building $218,338

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	6 (1984–2018)
Claims Outside the SFHA	1 of 6
Most Recent Claim	May 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 62% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF TRYON serves 5,494 people · EPA ID NC0175010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Windstream DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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