64 Fairmount Ct, Saint Charles, MO 63304 Property Records

St. Charles County property record for 64 Fairmount Ct, Saint Charles, MO 63304

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,108 sqft · built 1993
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on File
Last Sale	$372,200 (Jul 2021)
Tax Bill	$4,634 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`A943000081`

Property Details

APN / Parcel Number

Primary APN	`A943000081`
Alternative APN	`3-157C-6923-00-0165.0000000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,108 sqft Living Area
Gross Area	3,879 sqft
1st Floor Area	1,185 sqft
Basement Area	1,161 sqft
Finished Basement	870 sqft
Unfinished Basement	291 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Bi-Level
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,326 sqft (0.26 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	24 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A943000081
Street Address	64 FAIRMOUNT CT
City	SAINT CHARLES
State	MO
Zip	63304-1031
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MONTICELLO EST #1 LOT 165
Legal Subdivision	MONTICELLO EST #1
Legal Lot Number	165
Jurisdiction	ST CHARLES MO
Township / Civil Division	DARDENNE
Census Block Group	3
Census Block	3032
Census Tract	311124

Owner

64 Fairmount Ct is owned and occupied by two individuals who bought it in July 2021.

Source: St. Charles County records, as of September 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	64 FAIRMOUNT CT, SAINT CHARLES, MO 63304-1031
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2021	Warranty Deed, Transfer · Conventional Mortgage DAS ACQUISITION
Feb 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMUNITY CU
Apr 10, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMUNITY CU OF BELOIT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 12, 2021 · Amount on File
Deed Sale	Jul 12, 2021 · Amount on File
Prior Sale	Apr 5, 2013 · Amount on File
Deed Document Number	202158398
Record Updated	Oct 29, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jul 12, 2021
Property Address	64 FAIRMOUNT CT, SAINT CHARLES, MO 63304-1031
Document Number	2021R058398
Map Reference	MB 31 PG 119
Instrument Date	Jul 7, 2021
Instrument	2021R-058398
Transaction Type	Transfer
Record Updated	Jul 26, 2021
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	906 KINGSRIDGE CT, 906, WILDWOOD, MO 63021-2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	64 FAIRMOUNT CT, SAINT CHARLES, MO 63304-1031

Mortgage

Document Number	2021R058399
Date	Jul 12, 2021
Instrument	2021R-058399

Lender

Name	DAS ACQUISITION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	64 FAIRMOUNT CT, SAINT CHARLES, MO 63304-1031
Transaction Type	Mortgage
Record Updated	Mar 26, 2021
Title Company	TOUCHSTONE TITLE AND ABSTRACT, TOUCHSTONE TITLE & ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	64 FAIRMOUNT CT, SAINT CHARLES, MO 63304-1031

Mortgage

Document Number	2021R010972
Date	Feb 4, 2021
Instrument	2021R-010972

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union
Address	CHESTERFIELD, MO 63005

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	64 FAIRMOUNT CT, SAINT CHARLES, MO 63304-1031
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TOUCHSTONE TITLE & ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0067250744
Date	Apr 10, 2017
Book Page	6725/0744
Instrument	20170410000213180

Lender

Name	FIRST COMMUNITY CU OF BELOIT
Type	Credit Union
Address	CHESTERFIELD, MO 63005

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 64 Fairmount Ct was $4,634.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$72,737 (-)	$382,825 (-) Land $78,960 Building $303,865
2025	$4,634.00	$72,737	$382,825 Land $78,960 Building $303,865
2023		$67,882
2022			$357,274 Land $60,000 Building $297,274

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 64 Fairmount Ct in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 64 Fairmount Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Also Mapped Here	MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: i3 Broadband, Wisper ISP.

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