Madison County property record for 64 Emerald Downs, Humboldt, TN 38343
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,817 sqft · built 2010 |
| Lot Size | 0.284 acres (12,353 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $283,750 (Mar 2026) |
| Tax Bill | $1,312 (2025) |
| Deeds & Mortgages | Mar 2026 Sale & Mortgage Mar 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 012J-E-019.00 |
| Primary APN | 012J-E-019.00 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,817 sqft Living Area |
| Gross Area | 2,367 sqft |
| 1st Floor Area | 1,817 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Custom Design |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 12,353 sqft (0.284 acres) |
| Lot Dimensions | 151 ft deep x 80 ft wide |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 550 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 32 sqft |
| Patio Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 64 EMERALD DOWNS |
|---|---|
| City | HUMBOLDT |
| State | TN |
| Zip | 38343-8542 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WINCHESTER PLACE PB 10 PG 326 BLK 1 LOT 119 80X151.41X80.01X150.53 |
| Legal Subdivision | WINCHESTER PLACE |
| Legal Block | 1 |
| Legal Lot Number | 119 |
| Jurisdiction | MADISON TN |
| Township / Civil Division | 9 |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 1608 |
Source: Madison County records, as of June 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 64 EMERALD DOWNS, HUMBOLDT, TN 38343-8542 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Mar 4, 2026 | Warranty Deed, Transfer · FHA Mortgage FIRST CITIZENS NATIONAL BANK |
| Mar 21, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 4, 2026 · Amount on Record |
| Deed Sale | Mar 4, 2026 · Amount on Record |
| Prior Sale | Mar 21, 2018 · Amount on Record |
| Deed Document Number | 20262313 |
| Deed Book / Page | 795 / 1474 |
| Prior Transfer Date | Oct 14, 2011 |
| Prior Transfer Doc | 0D710/1912 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON TN |
| Recording Date | Mar 4, 2026 |
| Property Address | 64 EMERALD DOWNS, HUMBOLDT, TN 38343-8542 |
| Document Number | 0D795/1474 |
| Book / Page | D795 / 1474 |
| Map Reference | MB 10 PG 335 |
| Instrument Date | Feb 27, 2026 |
| Instrument | 26002313 |
| Transaction Type | Transfer |
| Record Updated | Mar 16, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 100 W WASHINGTON AVE, UNION CITY, TN 38261-3818 |
| Document Number | 0026002314 |
|---|---|
| Date | Mar 4, 2026 |
| Instrument | 26002314 |
| Name | FIRST CITIZENS NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON TN |
| Recording Date | Mar 21, 2018 |
| Property Address | 64 EMERALD DOWNS, HUMBOLDT, TN 38343-8542 |
| Document Number | 0000002900 |
| Book / Page | 00D744 / 001593 |
| Instrument Date | Mar 16, 2018 |
| Instrument | 2900 |
| Transaction Type | Transfer |
| Record Updated | Mar 29, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $569.80 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 64 EMERALD DOWNS HUMBOLDT TN 383438542, HUMBOLDT, TN 38343-8542 |
Source: Madison County assessment roll, as of December 10, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Madison County |
| Municipality | Three Way City |
| Unified School District | Jackson-Madison County School System (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,312.00 | $57,325 (-) Land $7,500 Building $49,825 | $229,300 (-) Land $30,000 Building $199,300 |
| 2023 | $57,325 Land $7,500 Building $49,825 | ||
| 2022 | $1,312.00 | $229,300 Land $30,000 Building $199,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 3, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 4 (2007–2010) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | May 2010 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.3% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JACKSON WATER SYSTEM serves 91,111 people · EPA ID TN0000299 |
|---|---|
| Water Source | Groundwater |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gibson Connect Fiber | 1,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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