Albany County and Bethlehem Town property record for 64 Elsmere Ave, Delmar, NY 12054
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,318 sqft · built 1925 |
| Lot Size | 0.61 acres (26,572 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $105,000 (Nov 1995) |
| Tax Bill | $4,027 (2026) |
| Deeds & Mortgages | Nov 2022 Line of Credit Jan 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 012200 86.13-3-56 |
| Primary APN | 012200 86.13-3-56 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,318 sqft Living Area |
| 1st Floor Area | 1,318 sqft |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 26,572 sqft (0.61 acres) |
| Lot Dimensions | 240 ft deep x 147 ft wide |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 336 sqft |
| Patio Area | 532 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 08601300030560000000 |
|---|---|
| Street Address | 64 ELSMERE AVE |
| City | DELMAR |
| State | NY |
| Zip | 12054-3422 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CR |
| Legal Description | ELSMERE |
| Legal Block | 3 |
| Legal Lot Number | 56.000 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | BETHLEHEM |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 14201 |
64 Elsmere Ave is owned and occupied by two individuals who bought it in November 1995.
Source: Albany County and Bethlehem Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 64 ELSMERE AVE, DELMAR, NY 12054-3422 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 28, 2022 | Deed of Trust, Mortgage · Line of Credit BROADVIEW FCU |
| Jan 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SEFCU |
| Apr 16, 2019 | Deed of Trust, Mortgage · Conventional Mortgage SEFCU |
| Apr 16, 2019 | Loan Modification, Mortgage · Conventional with PMI SEFCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 13, 1995 · Amount on File |
| Deed Sale | Nov 13, 1995 · Amount on File |
| Deed Book / Page | 2545 / 187 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 64 ELSMERE AVE, DELMAR, NY 12054-3422 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2022 |
| Name | Verified Name |
|---|---|
| Address | 64 ELSMERE AVE, DELMAR, NY 12054-3422 |
| Document Number | 0000007498 |
|---|---|
| Date | Nov 28, 2022 |
| Instrument | R2022-27498 |
| Name | BROADVIEW FCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12205 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Nov 27, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 64 ELSMERE AVE, DELMAR, NY 12054-3422 |
| Document Number | 0000002679 |
| Instrument Date | Jan 12, 2021 |
| Transaction Type | Mortgage |
| Record Updated | Feb 18, 2021 |
| Title Company | SMPR TITLE AGENCY INC |
| Name | Verified Name |
|---|---|
| Address | 64 ELSMERE AVE DELMAR NY 120543422, DELMAR, NY 12054-3422 |
| Document Number | 0000002679 |
|---|---|
| Date | Jan 28, 2021 |
| Instrument | 2679 |
| Name | SEFCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12206 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 27, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 64 ELSMERE AVE, DELMAR, NY 12054-3422 |
| Document Number | 0000008028 |
| Instrument Date | Apr 16, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 14, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 64 ELSMERE AVE DELMAR NY 120543422, DELMAR, NY 12054-3422 |
| Document Number | 0000008028 |
|---|---|
| Date | Apr 25, 2019 |
| Instrument | 8028 |
| Name | SEFCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12206 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Apr 24, 2034 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 64 ELSMERE AVE, DELMAR, NY 12054-3422 |
| Document Number | 0000008029 |
| Instrument Date | Apr 16, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 20, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 64 ELSMERE AVE DELMAR NY 120543422, DELMAR, NY 12054-3422 |
| Document Number | 0000008029 |
|---|---|
| Date | Apr 25, 2019 |
| Instrument | 8029 |
| Name | SEFCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12206 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Apr 24, 2034 |
| Rate | 3.87% |
|---|
The 2026 property tax bill for 64 Elsmere Ave was $4,027 with a homeowner's exemption.
Source: Albany County and Bethlehem Town assessment roll, as of March 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| County Subdivision | Bethlehem Town |
| Unified School District | Bethlehem Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,027.00 Homeowner's exemption | ||
| 2025 | $135,000 Land $78,500 Building $56,500 | $210,938 Land $122,657 Building $88,281 | |
| 2023 | $135,000 Land $78,500 Building $56,500 | $180,000 Land $104,667 Building $75,333 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 64 Elsmere Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2007.
Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2007) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2007 · Severe Storms And Inland And Coastal Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 64 Elsmere Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BETHLEHEM WD NO 1 serves 31,000 people · EPA ID NY0100191 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2022 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Hudson Valley Wireless Fixed Wireless | 200 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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