64 Elm St, Topsham, ME 04086 Property Records

Sagadahoc County and Topsham Town property record for 64 Elm St, Topsham, ME 04086

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 3,766 sqft · built 1797
Lot Size	1.17 acres (50,965 sqft)
Owner	Individual Name on File
Last Sale	$618,800 (Aug 2020)
Tax Bill	$7,519 (2025)
Deeds & Mortgages	Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`TOPM M:U07 L:017`

Property Details

APN / Parcel Number

Primary APN	`TOPM M:U07 L:017`
Alternative APN	`1291`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,766 sqft Living Area
Gross Area	7,790 sqft
1st Floor Area	1,961 sqft
Attic	Attic
Attic Area	1,505 sqft
Basement Area	1,505 sqft
Unfinished Basement	1,505 sqft

Exterior

Year Built	Built 1797
Effective Year Built	Effective 1797
Architectural Style	Historical
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	50,965 sqft (1.17 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	1291
Street Address	64 ELM ST
City	TOPSHAM
State	ME
Zip	04086-1417
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NO
Legal Lot Number	17
Jurisdiction	TOPSHAM ME
Township / Civil Division	TOPSHAM
Census Block Group	2
Census Block	2008
Census Tract	970301

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Topsham Historic District listed 1978 · 56 contributing resources · NRIS 78000198

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

64 Elm St is owned and occupied by an individual who bought it in August 2020.

Source: Sagadahoc County and Topsham Town records, as of May 19, 2026

Owner of Record	Individual Name on File
Mailing Address	64 ELM ST, TOPSHAM, ME 04086-1417
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 14, 2020 · Amount on File
Deed Sale	Aug 14, 2020 · Amount on File
Deed Document Number	20205693
Record Updated	Jun 8, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TOPSHAM ME
Recording Date	Aug 14, 2020
Property Address	64 ELM ST, TOPSHAM, ME 04086-1417
Document Number	0000005693
Instrument Date	Aug 7, 2020
Instrument	5693
Transaction Type	Transfer
Record Updated	Aug 28, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	120 WALNUT CREEK RD HUNTINGTOWN MD 206393007, HUNTINGTOWN, MD 20639-3007

Mortgage

Document Number	5694
Date	Aug 14, 2020
Instrument	5694

Lender

Name	NBKC BK
Address	KANSAS CITY, MO 64114

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 13, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 64 Elm St was $7,519.

Source: Sagadahoc County and Topsham Town assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Sagadahoc County
County Subdivision	Topsham Town
Unified School District	School Administrative District 75 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$7,519.00	$587,400 Land $55,800 Building $531,600
2023	$6,953.00 (-0.11%)	$512,000 (+6.07%) Land $49,500 Building $462,500
2022	$6,961.00	$482,700 Land $47,800 Building $434,900

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 64 Elm St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 64 Elm St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 93% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRUNSWICK/TOPSHAM WATER DISTRICT serves 18,863 people · EPA ID ME0090260
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000