64 Elm St, Dumont, NJ 07628 Property Records

Bergen County and Dumont Borough property record for 64 Elm St, Dumont, NJ 07628

Property Summary

Property Type	Single Family Home
Details	2,240 sqft · built 1940
Lot Size	0.138 acres (5,998 sqft)
Owner	Individual Name on File
Last Sale	$199,000 (Jul 1999)
Tax Bill	$15,732 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Sep 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`10-01319-0000-00009`

Property Details

APN / Parcel Number

Primary APN	`10-01319-0000-00009`
Alternative APNs	`100131900009` `202100`

Interior

Building Area	2,240 sqft Living Area

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Lot Area	5,998 sqft (0.138 acres)
Lot Dimensions	100 ft deep x 60 ft wide

Location & Zoning

Account Number	202100
Street Address	64 ELM ST
City	DUMONT
State	NJ
Zip	07628-3221
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	60X100
Legal Subdivision	MERRITT PARK C SERIES
Legal Block	1319
Legal Lot Number	9
Jurisdiction	BERGEN NJ
Township / Civil Division	DUMONT
Census Block Group	7
Census Block	7009
Census Tract	10100

Owner

64 Elm St is owned and occupied by an individual who acquired it in March 2003.

Source: Bergen County and Dumont Borough records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	64 ELM ST, DUMONT, NJ 07628-3221
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2026	Deed of Trust, Mortgage · Line of Credit NAVY FEDERAL CREDIT UNION
Sep 26, 2022	Deed of Trust, Mortgage · Line of Credit US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 12, 1999 · Amount on File
Deed Sale	Jul 12, 1999 · Amount on File
Deed Document Number	1999115865
Deed Book / Page	8184 / 500
Last Transfer Date	Mar 4, 2003
Transfer Doc	8563000981
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Recording Date	Jun 25, 2026
Property Address	64 ELM ST, DUMONT, NJ 07628-3221
Document Number	0000042895
Book / Page	5831 / 418
Instrument Date	Jun 6, 2026
Instrument	202642895
Transaction Type	Mortgage
Record Updated	Aug 18, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	64 ELM ST, DUMONT, NJ 07628-3221

Mortgage

Document Number	0000042895,
Date	Jun 25, 2026
Book Page	5831/418
Instrument	202642895

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	481 Months
Due	Jul 1, 2066

Interest

Rate	6.37%
Max Rate	-1%

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	64 ELM ST, DUMONT, NJ 07628-3221
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	64 ELM ST, DUMONT, NJ 07628-3221

Mortgage

Document Number	0048171402
Date	Sep 26, 2022
Book Page	4817/1402
Instrument	2022094179

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 28, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 64 Elm St was $15,732, up 33.1% from the year before.

Source: Bergen County and Dumont Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Dumont Borough
Unified School District	Dumont Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$718,400 (+6.86%) Land $318,000 Building $400,400	$718,400 (+6.86%) Land $318,000 Building $400,400
2025	$15,732.00 (+33.14%)	$672,300 Land $292,000 Building $380,300	$672,300 Land $292,000 Building $380,300
2024	$11,816.00
2023		$290,700 Land $160,000 Building $130,700	$290,700 Land $160,000 Building $130,700
2022	$11,287.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 64 Elm St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 64 Elm St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 726 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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