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64 Elkmore Rd, Elkton, MD 21921 Property Records

Cecil County property record for 64 Elkmore Rd, Elkton, MD 21921

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,636 sqft · built 2004
Lot Size0.459 acres (20,000 sqft)
Owner2 Individual Names on Record
Last Sale$410,000 (Feb 2006)
Tax Bill$4,374 (2026)
Deeds & MortgagesSep 2026 Sale
Nov 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN05-044170

Property Details

APN / Parcel Number

Primary APN05-044170
Alternative APNs
  • 5044170
  • 044170

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,636 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area20,000 sqft (0.459 acres)
Garage TypeMixed
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area280 sqft
Deck Area280 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number044170
Street Address64 ELKMORE RD
CityELKTON
StateMD
Zip21921-7227
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeLDR
Legal DescriptionLOT 114 - .46 ACRE 64 ELKMORE ROAD ELKMORE
Legal SubdivisionELKMORE
Legal Lot Number114
JurisdictionCECIL MD
Township / Civil Division5, NORTH EAST
Census Block Group4
Census Block4002
Census Tract30904

Owner

Source: Cecil County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address64 ELKMORE RD, ELKTON, MD 21921-7227
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
Sep 4, 2026Deed, Transfer
NONE LISTED ON DOCUMENT
Nov 6, 2020Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 14, 2006 · Amount on Record
Deed SaleFeb 14, 2006 · Amount on Record
Prior SaleAug 12, 2004 · Amount on Record
Deed Document Number2006271191
Deed Book / Page2080 / 385
Last Transfer DateAug 6, 2026
Transfer Doc5841000005
Record UpdatedOct 29, 2026

September 2026: Deed, Transfer

Document TypeDeed
JurisdictionCECIL MD
Recording DateSep 4, 2026
Property Address64 ELKMORE RD, ELKTON, MD 21921-7227
Document Number5841000005
Book / Page5841 / 5
Instrument DateAug 6, 2026
Transaction TypeTransfer
Record UpdatedSep 17, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address64 ELKMORE RD, ELKTON, MD 21921-7227

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCECIL MD
Property Address64 ELKMORE RD, ELKTON, MD 21921-7227
Transaction TypeMortgage
Record UpdatedOct 27, 2022
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0047210072
DateNov 6, 2020
Book Page4721/72
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term177 Months
DueAug 1, 2035

Tax Assessment & Valuation

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCecil County
Unified School DistrictCecil County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,374.00 (+3.36%) Homeowner's exemption$436,600 (+24.85%) Land $75,000 Building $361,600$436,600 (+24.85%) Land $75,000 Building $361,600
2025$4,232.00 (+31.35%) Homeowner's exemption
2023$3,222.00 Homeowner's exemption$349,700 Land $75,000 Building $274,700$349,700 Land $75,000 Building $274,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 36 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies36 in force
Nearby Flood Claims27 (1983–2024)
Claims Outside the SFHA2 of 27
Most Recent ClaimAug 2024 · tidal / storm surge
Claims by Event
  • Hurricane Sandy, Oct 2012 · 5 claims
  • Hurricane Isabel, Sep 2003 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Talkie Communications
Fiber		10,000 / 10,000
Xfinity
Cable		1,200 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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