64 E Moser Rd, Thurmont, MD 21788 Property Records

Frederick County property record for 64 E Moser Rd, Thurmont, MD 21788 · Last verified September 2023

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,175 sqft · built 1987
Lot Size	0.221 acres (9,645 sqft)
Owner	Individual Name on File
Last Sale	$285,000 (Mar 2022)
Tax Bill	$2,720 (2023)
Deeds & Mortgages	Mar 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-346531`

Property Details

APN / Parcel Number

Primary APN	`15-346531`
Alternative APN	`346531`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,175 sqft Total Area
1st Floor Area	1,175 sqft

Exterior

Year Built	Built 1987
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	9,645 sqft (0.221 acres)
Garage Type	Detached
Garage Area	728 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	126 sqft
Patio Area	221 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	346531
Street Address	64 E MOSER RD
City	THURMONT
State	MD
Zip	21788-1807
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 SECT 1 9,645 SQ. FT. MOSER RD TROUT RESUB.
Legal Subdivision	TROUT RESUB
Legal Lot Number	2
Jurisdiction	FREDERICK MD
Township / Civil Division	15, THURMONT
Census Block Group	6
Census Block	6009
Census Tract	753001

Owner

Source: Frederick County records · APN 15-346531

Assessment roll updated July 1, 2023 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	64 E MOSER RD, THURMONT, MD 21788-1807
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 21, 2022 · Amount on Record
Deed Sale	Mar 21, 2022 · Amount on Record
Deed Document Number	0015805433
Deed Book / Page	15805 / 433
Record Updated	Jun 07, 2026

March 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Mar 21, 2022
Property Address	64 E MOSER RD, THURMONT, MD 21788-1807
Document Number	0158050433
Book / Page	15805 / 433
Map Reference	MB 49 PG 109
Instrument Date	Mar 18, 2022
Transaction Type	Transfer
Record Updated	Apr 01, 2022
Title Company	NOT AVAILABLE, DISCOVERY TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,425.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	64 E MOSER RD, THURMONT, MD 21788-1807

Mortgage

Document Number	0015805440
Date	Mar 21, 2022
Instrument	15805/440

Lender

Name	AMERIS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2052

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated July 1, 2023 · Last verified September 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Thurmont Town
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,720.00 Homeowner's exemption	$176,400 Land $51,000 Building $125,400	$176,400 Land $51,000 Building $125,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240217530016, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 8 individual NFIP policies nearby
Nearby Flood Policies	8 in force 4 of 8 on primary residences

Wildfire

Wildfire Risk	Low above 20% of the US · above 41% of Maryland
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.