Macon County property record for 64 Cheney Ln, Highlands, NC 28741
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 735 sqft · built 1928 |
| Lot Size | 0.81 acres (35,284 sqft) |
| Owner | Individual Name on File |
| Last Sale | $215,000 (May 2018) |
| Tax Bill | $1,101 (2026) |
| Deeds & Mortgages | Oct 2019 Line of Credit May 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 7541537802 |
| Primary APN | 7541537802 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 735 sqft Heated Area |
| 1st Floor Area | 735 sqft |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 2012 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Crossed Walls |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 35,284 sqft (0.81 acres) |
| Terrain | Rolling |
| Porch | Patio |
| Porch Area | 16 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Account Number | 142297 |
|---|---|
| Street Address | 64 CHENEY LN |
| City | HIGHLANDS |
| State | NC |
| Zip | 28741-8754 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ON SR 1535 BUCK CREEK RD |
| Legal Subdivision | SURVEY FOR JAY A SILVERSTEIN |
| Jurisdiction | MACON NC |
| Township / Civil Division | HIGHLANDS |
| Census Block Group | 2 |
| Census Block | 2039 |
| Census Tract | 970501 |
64 Cheney Ln is owned by an individual who bought it in May 2018.
Source: Macon County records, as of October 6, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 2516, HIGHLANDS, NC 28741-2516 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 30, 2019 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO |
| May 10, 2018 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 10, 2018 · Amount on File |
| Deed Sale | May 10, 2018 · Amount on File |
| Deed Document Number | 20183114 |
| Deed Book / Page | 38 / 1663 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACON NC |
| Property Address | 64 CHENEY LN, HIGHLANDS, NC 28741-8754 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | N39/0899 |
|---|---|
| Date | Oct 30, 2019 |
| Book Page | N-39/0899 |
| Instrument | 2019007414 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MACON NC |
| Recording Date | May 10, 2018 |
| Property Address | 64 CHENEY LN, HIGHLANDS, NC 28741-8754 |
| Document Number | O38/1663 |
| Book / Page | O-38 / 1663 |
| Instrument Date | May 9, 2018 |
| Instrument | 2018003114 |
| Transaction Type | Transfer |
| Record Updated | Oct 4, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $430.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5814 27TH AVE N, SAINT PETERSBURG, FL 33710-3367 |
The 2026 property tax bill for 64 Cheney Ln was $1,101, up 3.2% from the year before.
Source: Macon County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Macon County |
| Unified School District | Macon County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,101.00 (+3.19%) | $327,900 Land $106,390 Building $221,510 | $327,900 Land $106,390 Building $221,510 |
| 2025 | $1,067.00 | ||
| 2023 | $1,055.00 | $327,900 Land $106,390 Building $221,510 | $327,900 Land $106,390 Building $221,510 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 64 Cheney Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 2 (2020–2024) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 64 Cheney Ln is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Vyve Broadband Cable | 1,000 / 50 |
| Starlink Satellite | 280 / 30 |
May also be available: Hotwire Communications.
5G (outdoors only) and 4G LTE
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