64 Central St, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 64 Central St, Saugus, MA 01906 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,498 sqft · built 1935
Lot Size	0.871 acres (37,945 sqft)
Owner	Individual Name on File
Last Sale	$610,000 (Sep 2023)
Tax Bill	$6,378 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`SAUG M:012-E B:0014 L:0001`

Property Details

APN / Parcel Number

Primary APN	`SAUG M:012-E B:0014 L:0001`
Alternative APNs	`M:012=E B:0014 L:0001` `201002`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,498 sqft Living Area
Gross Area	3,014 sqft
1st Floor Area	1,080 sqft
Basement Area	1,080 sqft
Unfinished Basement	1,080 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Architectural Style	Contemporary
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Shed Roof
Roof Material	Asphalt
Lot Area	37,945 sqft (0.871 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	201002
Street Address	64 CENTRAL ST
City	SAUGUS
State	MA
Zip	01906-1276
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	14
Legal Lot Number	1
Jurisdiction	SAUGUS MA
Township / Civil Division	SAUGUS
Census Block Group	3
Census Block	3002
Census Tract	208302

Owner

Source: Essex County and Saugus Town records · APN SAUG M:012-E B:0014 L:0001

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	64 CENTRAL ST, SAUGUS, MA 01906-1276
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 15, 2023 · Amount on Record
Deed Sale	Sep 15, 2023 · Amount on Record
Deed Document Number	2023960
Deed Book / Page	41761 / 422
Record Updated	Sep 20, 2026

September 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAUGUS MA
Recording Date	Sep 15, 2023
Property Address	64 CENTRAL ST, SAUGUS, MA 01906-1276
Document Number	041761-422
Book / Page	41761 / 422
Instrument Date	Sep 15, 2023
Instrument	20230915000960
Transaction Type	Transfer
Record Updated	Sep 29, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	64 CENTRAL ST, SAUGUS, MA 01906-1276

Mortgage

Document Number	230915000970
Date	Sep 15, 2023
Instrument	230915000970

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Essex County and Saugus Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Saugus Town
Unified School District	Saugus School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,378.00 (+6.44%)	$597,200 (+6.15%) Land $337,000 Building $260,200	$635,170
2024	$5,992.00 (+0.89%)	$562,600 (+6.67%) Land $306,800 Building $255,800
2023	$5,939.00	$527,400 Land $276,800 Building $250,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 58% of Massachusetts
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.