64 Cactus Cir W, Winter Haven, FL 33880 Property Records

Polk County property record for 64 Cactus Cir W, Winter Haven, FL 33880

Property Summary

Property Type	Mobile Home
Details	1,620 sqft · built 1990
Lot Size	0.975 acres (42,467 sqft)
Owner	2 Individual Names on File
Last Sale	$288,000 (Mar 2023)
Tax Bill	$2,690 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-29-03-357011-000120`

Property Details

APN / Parcel Number

Primary APN	`25-29-03-357011-000120`
Alternative APNs	`032925357011000120` `32925000`

Interior

Building Area	1,620 sqft Living Area
1st Floor Area	1,620 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2015
Architectural Style	Mobile Home
Lot Area	42,467 sqft (0.975 acres)
Lot Dimensions	382 ft deep x 110 ft wide
Garage Type	Carport
Garage Area	594 sqft
Carport	Carport
Carport Area	594 sqft
Shed	1 Shed

Location & Zoning

Street Address	64 CACTUS CIR W
City	WINTER HAVEN
State	FL
Zip	33880-5088
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	THORNHILL ESTATES PB 88 PG 15 LOT 12
Legal Range	25E
Legal Township	29S
Legal Section	03
Legal Subdivision	THORNHILL ESTATES
Legal Tract	357011
Legal Block	2
Legal Lot Number	12
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	2
Census Block	2017
Census Tract	14704

Owner

Source: Polk County records · APN 25-29-03-357011-000120

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	64 CACTUS CIR W, WINTER HAVEN, FL 33880-5088
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 22, 2023 · Amount on Record
Deed Sale	Mar 22, 2023 · Amount on Record
Deed Document Number	202366788
Deed Book / Page	12625 / 206
Record Updated	Sep 20, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Mar 22, 2023
Property Address	64 CACTUS CIR W, WINTER HAVEN, FL 33880-5088
Document Number	0000066788
Book / Page	12625 / 206
Map Reference	MB 88 PG 15
Instrument Date	Mar 17, 2023
Instrument	2023066788
Transaction Type	Transfer
Record Updated	Apr 04, 2023
Title Company	RIDGE SECURITY TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,016.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2175 CASTLE PT, WINTER HAVEN, FL 33880-2741

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	64 CACTUS CIR W, WINTER HAVEN, FL 33880-5088

Mortgage

Document Number	0012625208
Date	Mar 22, 2023
Instrument	12625/208

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2053

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,690.00 (+218.72%) Homeowner's exemption	$248,323 (+255.23%) Land $21,000 Building $227,323	$248,323 (+73.34%) Land $21,000 Building $227,323
2023	$844.00 (+97.2%)	$69,904 (+3%)	$143,256 (+4.5%) Land $20,000 Building $123,256
2022	$428.00 Homeowner's exemption	$67,868	$137,087 Land $16,500 Building $120,587

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 14, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	6 in force

Wildfire

Wildfire Risk	High above 70% of the US · above 51% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 70 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CENTRAL serves 13,595 people
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.