64 Baldwin St, Cumberland, RI 02864 Property Records

Cumberland Town property record for 64 Baldwin St, Cumberland, RI 02864

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,189 sqft · built 2011
Lot Size0.115 acres (5,009 sqft)
OwnerIndividual Name on Record
Last Sale$220,000 (Oct 2011)
Tax Bill$4,537 (2026)
Deeds & MortgagesAug 2023 Line of Credit
Apr 2021 Refinance
+ 1 more
Flood ZoneZone X (minimal risk)
APN8981-78

Property Details

APN / Parcel Number

Primary APN8981-78
Alternative APN
  • CUMB M:016 B:0267 L:000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,189 sqft Living Area
Gross Area2,361 sqft
1st Floor Area1,189 sqft
Basement Area1,144 sqft
Unfinished Basement1,144 sqft

Exterior

Year BuiltBuilt 2011
Effective Year BuiltEffective 2011
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area5,009 sqft (0.115 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number8981-78
Street Address64 BALDWIN ST
CityCUMBERLAND
StateRI
Zip02864-6402
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code100
Legal Block267
JurisdictionCUMBERLAND RI
Township / Civil DivisionCUMBERLAND
Census Block Group1
Census Block1003
Census Tract11301

Owner

Source: Cumberland Town records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address64 BALDWIN ST, CUMBERLAND, RI 02864-6402
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 3, 2023Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK
Apr 26, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
QUICKEN LOANS INC
Nov 21, 2017Deed of Trust, Mortgage · FHA Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 3, 2011 · Amount on Record
Deed SaleOct 3, 2011 · Amount on Record
Prior SaleJan 6, 2011 · Amount on Record
Deed Book / Page1547 / 137
Transfer Doc1604-488
Record UpdatedOct 29, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCUMBERLAND RI
Property Address64 BALDWIN ST, CUMBERLAND, RI 02864-6402
Transaction TypeMortgage
Record UpdatedAug 17, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001961-477
DateAug 3, 2023
Book Page1961/477
Instrument140014
Lender
NameCITIZENS BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueSep 1, 2048
Interest
Rate TypeAdjustable Rate

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCUMBERLAND RI
Property Address64 BALDWIN ST, CUMBERLAND, RI 02864-6402
Transaction TypeMortgage
Record UpdatedMay 13, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1886-249
DateApr 26, 2021
Book Page1886/249
Instrument123584
Lender
NameQUICKEN LOANS INC
TypeLending Institution
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueMay 1, 2051

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCUMBERLAND RI
Property Address64 BALDWIN ST, CUMBERLAND, RI 02864-6402
Document Number1760-654
Book / Page001760 / 000654
Instrument DateNov 21, 2017
Transaction TypeMortgage
Record UpdatedJan 3, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address64 BALDWIN ST CUMBERLAND RI 028646402, CUMBERLAND, RI 02864-6402

Mortgage

Document Number1760-654
DateDec 4, 2017
Book Page001760/000654
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 3, 2047

Tax Assessment & Valuation

Source: Cumberland Town assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionCumberland Town
Unified School DistrictCumberland School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,537.00 (+3.14%)$453,200 (+26.42%) Land $189,900 Building $263,300$455,611
2025$4,399.00 (+5.59%)$358,500 (-) Land $125,400 Building $233,100
2023$4,166.00 (+7.32%)$358,500 (+38.42%) Land $125,400 Building $233,100
2022$3,882.00$259,000 Land $87,700 Building $171,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2007)
Claims Outside the SFHA1 of 1
Most Recent ClaimApr 2007 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPAWTUCKET WATER SUPPLY BOARD VEOLIA-NA
serves 98,130 people · EPA ID RI1592021
Water SourceSurface water
Last State InspectionJun 2024
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 501 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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