64 Bacon Ave, West Springfield, MA 01089 Property Records

Hampden County and West Springfield Town City property record for 64 Bacon Ave, West Springfield, MA 01089

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,143 sqft · built 1905
Lot Size	0.165 acres (7,200 sqft)
Owner	Individual Name on File
Last Sale	$231,000 (Sep 2020)
Tax Bill	$3,677 (2026)
Deeds & Mortgages	Jun 2024 Line of Credit Sep 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`123-00500-82-001`

Property Details

APN / Parcel Number

Primary APN	`123-00500-82-001`
Alternative APN	`WSPR M:00123 B:00500 L:00082`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,143 sqft Living Area
Gross Area	2,108 sqft
Basement Area	624 sqft
Unfinished Basement	624 sqft

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,200 sqft (0.165 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	123-00500-82-001
Street Address	64 BACON AVE
City	WEST SPRINGFIELD
State	MA
Zip	01089-1008
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Block	500
Legal Lot Number	82
Jurisdiction	WEST SPRINGFIELD MA
Township / Civil Division	WEST SPRINGFIELD TOWN
Census Block Group	2
Census Block	2002
Census Tract	812202

Owner

64 Bacon Ave is owned and occupied by an individual who bought it in September 2020.

Source: Hampden County and West Springfield Town City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	64 BACON AVE, WEST SPRINGFIELD, MA 01089-1008
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2024	Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO
Sep 25, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage NORCOM MORTGAGE
Aug 1, 2017	Quit Claim Deed, Transfer · FHA Mortgage MERRIMACK MTG CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 25, 2020 · Amount on File
Deed Sale	Sep 25, 2020 · Amount on File
Prior Sale	Aug 1, 2017 · Amount on File
Deed Book / Page	23441 / 444
Transfer Doc	021792-487
Record Updated	Oct 29, 2026

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEST SPRINGFIELD MA
Property Address	64 BACON AVE, WEST SPRINGFIELD, MA 01089-1008
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	025474-180
Date	Jun 28, 2024
Book Page	25474/180
Instrument	28712

Lender

Name	MANUFACTURERS & TRADERS TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WEST SPRINGFIELD MA
Recording Date	Sep 25, 2020
Property Address	64 BACON AVE, WEST SPRINGFIELD, MA 01089-1008
Document Number	23441-444
Book / Page	23441 / 444
Instrument Date	Sep 24, 2020
Instrument	54872
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	RANDALL ST, AGAWAM, MA

Mortgage

Document Number	54873
Date	Sep 25, 2020
Instrument	54873

Lender

Name	NORCOM MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WEST SPRINGFIELD MA
Recording Date	Aug 1, 2017
Property Address	64 BACON AVE, WEST SPRINGFIELD, MA 01089-1008
Document Number	21792-487
Book / Page	21792 / 487
Instrument	43989
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$28.66
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	64 BACON AVE, WEST SPRINGFIELD, MA 01089-1008

Mortgage

Document Number	217920490
Date	Aug 1, 2017
Instrument	21792/0490

Lender

Name	MERRIMACK MTG CO

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 64 Bacon Ave was $3,677, up 4.3% from the year before.

Source: Hampden County and West Springfield Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	West Springfield Town City
Unified School District	West Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,677.00 (+4.34%)	$262,300 (+10.68%) Land $94,200 Building $168,100	$287,584 (-12.13%)
2025	$3,524.00 (-2.87%)	$237,000 (-3.27%) Land $85,600 Building $151,400	$327,275
2024	$3,628.00 (+6.71%)	$245,000 (+11.97%) Land $94,200 Building $150,800
2023	$3,400.00	$218,800 Land $94,200 Building $124,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 64 Bacon Ave in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 64 Bacon Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 88% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST SPRINGFIELD DPW WATER DIVISION serves 28,835 people · EPA ID MA1325000
Water Source	Groundwater
Last State Inspection	May 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Crossroads Fiber, Spectrum.

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