6399 W Bluff Dr, Bluff Point (Keuka Park), NY 14478 Property Records

Yates County and Jerusalem Town property record for 6399 W Bluff Dr, Bluff Point, NY 14478

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,258 sqft · built 1978
Lot Size	3.08 acres (134,165 sqft)
Owner	2 Individual Names on Record
Tax Bill	$10,580 (2026)
Deeds & Mortgages	Oct 2021 Mortgage Oct 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1107-010`

Property Details

APN / Parcel Number

Primary APN	`1107-010`
Alternative APNs	`268910908300010020000000` `572689 109.83-1-2`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,258 sqft Living Area
1st Floor Area	1,670 sqft
Upper Floors Area	588 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Cottage
Exterior Material	Wood
Lot Area	134,165 sqft (3.08 acres)
Lot Dimensions	1 ft deep x 100 ft wide
View / Lot	Waterfront
Porch	Slab
Porch Area	897 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	1107-010
Street Address	6399 W BLUFF DR
City	KEUKA PARK
State	NY
Zip	14478-9531
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	03 - MULTI
Legal Block	1
Legal Lot Number	2.000
Jurisdiction	YATES NY
Township / Civil Division	JERUSALEM
Census Block Group	5
Census Block	5013
Census Tract	150400

Owner

Source: Yates County and Jerusalem Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20 LINDEN RD, BARRINGTON, RI 02806-3822
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY BANK NA
Oct 31, 2018	Deed of Trust, Mortgage · Line of Credit COMMUNITY BANK NA
Oct 31, 2018	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jan 8, 2002
Transfer Doc	0457000343
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YATES NY
Property Address	6399 W BLUFF DR, BLUFF POINT, NY 14478-9531
Transaction Type	Mortgage
Record Updated	Nov 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 LINDEN RD, BARRINGTON, RI 02806-3822

Mortgage

Document Number	20216274
Date	Oct 1, 2021
Instrument	2021-6274

Lender

Name	COMMUNITY BANK NA
Type	Bank
Address	OLEAN, NY 14760

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Sep 1, 2036

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YATES NY
Property Address	6399 W BLUFF DR, BLUFF POINT, NY 14478-9531
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MT1110/155
Date	Oct 31, 2018
Book Page	MT 1110/155
Instrument	2018-00002838

Lender

Name	COMMUNITY BANK NA
Type	Bank
Address	OLEAN, NY 14760

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YATES NY
Property Address	6399 W BLUFF DR, BLUFF POINT, NY 14478-9531
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MT1110/141
Date	Oct 31, 2018
Book Page	MT 1110/141
Instrument	2018-00002836

Lender

Name	COMMUNITY BANK NA
Type	Bank
Address	OLEAN, NY 14760

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2033

Tax Assessment & Valuation

Source: Yates County and Jerusalem Town assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	New York
County	Yates County
County Subdivision	Jerusalem Town
Unified School District	Penn Yan Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,580.00 (+1.62%) Veteran's exemption
2025	$10,411.00 (+11.89%)	$749,300 (+38.4%) Land $409,500 Building $339,800	$797,128 (+25.15%) Land $435,638 Building $361,490
2023		$541,400 Land $310,800 Building $230,600	$636,941 Land $365,647 Building $271,294
2020	$9,305.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Nearby Flood Policies	21 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2014 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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