6397 Putnam St, Saint Augustine, FL 32080 Property Records

St. Johns County property record for 6397 Putnam St, Saint Augustine, FL 32080 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,780 sqft · built 1995
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Last Sale	$550,000 (Feb 2021)
Tax Bill	$7,526 (2025)
Deeds & Mortgages	Feb 2021 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`180141-0040`

Property Details

APN / Parcel Number

Primary APN	`180141-0040`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Stories	1 Story
Building Area	1,780 sqft Living Area
Gross Area	2,628 sqft
1st Floor Area	1,780 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2005
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	626 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	6397 PUTNAM ST
City	SAINT AUGUSTINE
State	FL
Zip	32080-7661
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	21/11-12 MATANZAS CUT SUB LOT 4 OR5181/1429
Legal Range	30E
Legal Township	08S
Legal Section	27
Legal Subdivision	MATANZAS CUT
Legal Block	1
Legal Lot Number	4
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	1
Census Block	1003
Census Tract	21404

Owner

Source: St. Johns County records · APN 180141-0040

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	6397 PUTNAM ST, SAINT AUGUSTINE, FL 32080-7661
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 17, 2021 · Amount on Record
Deed Sale	Feb 17, 2021 · Amount on Record
Prior Sale	Sep 11, 2019 · Amount on Record
Deed Document Number	202117669
Deed Book / Page	5181 / 1429
Record Updated	Jun 08, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Feb 17, 2021
Property Address	6397 PUTNAM ST, SAINT AUGUSTINE, FL 32080-7661
Document Number	0051811429
Book / Page	5181 / 1429
Map Reference	MB 21 PG 11&12
Instrument Date	Feb 12, 2021
Instrument	2021017669
Transaction Type	Transfer
Record Updated	May 23, 2023
Title Company	PARADISE TITLE/STATE AUGUSTINE, PARADISE TTL OF ST AUGUSTINE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,850.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6397 PUTNAM ST, SAINT AUGUSTINE, FL 32080-7661

Mortgage

Document Number	0051811432
Date	Feb 17, 2021
Instrument	5181/1432

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2051

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$586,004 (+2.7%)	$675,623 (+5.82%) Land $275,000 Building $400,623
2025	$7,526.00 (+11.61%) Homeowner's exemption	$570,598 (+2.9%)	$638,478 (+4.58%) Land $275,000 Building $363,478
2024	$6,743.00 (+1.9%) Homeowner's exemption	$554,517 (+3%)	$610,543 (-0.2%) Land $275,000 Building $335,543
2023	$6,617.00 (+2.59%) Homeowner's exemption	$538,366 (+3%)	$611,746 (-5.66%) Land $275,000 Building $336,746
2022	$6,450.00 Homeowner's exemption	$522,685	$648,470 Land $196,000 Building $452,470

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090214041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Coastal	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 396 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	452 units insured (56 under condo master policies) 296 of 396 individual policies on primary residences
Nearby Flood Claims	576 (1982–2025)
Claims Outside the SFHA	6 of 576
Most Recent Claim	Oct 2025, tidal / storm surge
Flood Events	Hurricane Irma (Oct 2017), 90 claims Hurricane Matthew (Oct 2016), 354 claims Hurricane Floyd Major Disaster Declarations (Sep 1999), 27 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.