Lake County property record for 6397 11th Ave, Lucerne, CA 95458
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,392 sqft · built 2008 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $46,500 (Dec 2010) |
| Tax Bill | $1,194 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage May 2023 Second Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 034-171-110-000 |
| Primary APN | 034-171-110-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 1,392 sqft Living Area |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Construction Type | Wood |
| Lot Area | 5,663 sqft (0.13 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 034-171-11 |
|---|---|
| Street Address | 6397 11TH AVE |
| City | LUCERNE |
| State | CA |
| Zip | 95458 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Subdivision | LUCERNE |
| Legal Block | 2 |
| Legal Lot Number | 575 |
| Jurisdiction | LAKE CA |
| Township / Civil Division | LUCERNE-CLEARLAKE OAKS |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 501 |
Source: Lake County records, as of April 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 186, LUCERNE, CA 95458-0186 |
| Owner Type | Individual |
| Vesting | Tenants in Common |
| Date | Document |
|---|---|
| Dec 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AXIA FINANCIAL LLC |
| May 12, 2023 | Intrafamily Transfer, Transfer · Stand-Alone Second Mortgage REDWOOD CU |
| Jul 21, 2018 | Deed of Trust, Mortgage · Conventional with PMI OPES ADVISORS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 30, 2010 · Amount on Record |
| Deed Sale | Dec 30, 2010 · Amount on Record |
| Prior Sale | Aug 29, 2007 · Amount on Record |
| Deed Document Number | 201019885 |
| Last Transfer Date | May 8, 2023 |
| Transfer Doc | 0000005256 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE CA |
| Property Address | 6397 11TH AVE, LUCERNE, CA 95458 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | PO BOX 186, LUCERNE, CA 95458-0186 |
| Document Number | 0000021204 |
|---|---|
| Date | Dec 20, 2021 |
| Instrument | 2021021204 |
| Name | AXIA FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | BELLEVUE, WA 98004 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LAKE CA |
| Recording Date | May 12, 2023 |
| Property Address | 6397 11TH ST, LUCERNE, CA 95458 |
| Document Number | 0000005256 |
| Map Reference | MB 3 PG 113-123 |
| Instrument Date | May 8, 2023 |
| Instrument | 2023005256 |
| Transaction Type | Transfer |
| Record Updated | Aug 21, 2023 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 6397 11TH AVE, LUCERNE, CA 95458 |
| Document Number | 0000005257 |
|---|---|
| Date | May 12, 2023 |
| Instrument | 2023005257 |
| Name | REDWOOD CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 1, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE CA |
| Property Address | 6397 11TH ST, LUCERNE, CA 95458 |
| Document Number | 0000009699 |
| Instrument Date | Jul 21, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | PO BOX 186 LUCERNE CA 954580186, LUCERNE, CA 95458-0186 |
| Document Number | 0000009699 |
|---|---|
| Date | Jul 27, 2018 |
| Instrument | 9699 |
| Name | OPES ADVISORS |
|---|---|
| Address | TROY, MI 48098 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 26, 2048 |
Source: Lake County assessment roll, as of October 15, 2025
| Type | Name |
|---|---|
| State | California |
| County | Lake County |
| Elementary School District | Lucerne Elementary School District (KG - 08) |
| Secondary School District | Upper Lake Unified School District (9-12) (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $1,194.00 (+4.28%) | $102,481 (+4.04%) Land $32,023 Building $70,458 |
| 2023 | $1,145.00 (+0.88%) | $98,504 (+2%) Land $30,781 Building $67,723 |
| 2022 | $1,135.00 | $96,574 Land $30,178 Building $66,396 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AO, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 38 (1983–2017) |
| Claims Outside the SFHA | 3 of 38 |
| Most Recent Claim | Mar 2017 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 76% of California |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LUCERNE WATER CO. - CAL WATER SERVICE private · serves 2,312 people · EPA ID CA1710005 |
|---|---|
| Water Source | Surface water |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 450 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| DigitalPath Fixed Wireless | 400 / 20 |
| 101Netlink Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures