6396 Smith Rd, Vale, NC 28168 Property Records

Catawba County property record for 6396 Smith Rd, Vale, NC 28168

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,800 sqft · built 2003
Lot Size	1.58 acres (68,825 sqft)
Owner	Individual Name on File
Tax Bill	$1,110 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`2687-02-67-5869`

Property Details

APN / Parcel Number

Primary APN	`2687-02-67-5869`
Alternative APN	`0013665`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,800 sqft Living Area
1st Floor Area	2,816 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	68,825 sqft (1.58 acres)
Terrain	Rolling
Porch	Porch
Porch Area	110 sqft
Patio Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	6396 SMITH RD
City	VALE
State	NC
Zip	28168-9567
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-40
Legal Description	ACCT# 280730 MAP 013 B -02-001-A -0 FR STOR
Jurisdiction	CATAWBA NC
Township / Civil Division	BANDY'S
Census Block Group	3
Census Block	3027
Census Tract	11802

Owner

Source: Catawba County records · APN 2687-02-67-5869

Assessment roll updated August 3, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	6396 SMITH RD, VALE, NC 28168-9567
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATAWBA NC
Property Address	6396 SMITH RD, VALE, NC 28168-9567
Transaction Type	Mortgage
Record Updated	Nov 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6396 SMITH RD, VALE, NC 28168-9567

Mortgage

Document Number	0037581373
Date	Jul 25, 2022
Book Page	3758/1373
Instrument	16369

Lender

Name	TRUIST BANK
Type	Bank
Address	28172

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Catawba County records · Assessment roll updated August 3, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Catawba County
Unified School District	Catawba County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$278,600 (+53.67%) Land $12,300 Building $266,300
2025	$1,110.00 (-12.87%)
2023	$1,274.00	$181,300 Land $12,500 Building $168,800	$278,600 Land $12,300 Building $266,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Catawba County (37035C), updated September 1, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 28 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000