Nelson County property record for 6396 Loretto Rd, Bardstown, KY 40004 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,215 sqft · built 1991 |
| Lot Size | 1.12 acres (48,787 sqft) |
| Owner | Individual Name on File |
| Last Sale | $90,000 (May 2015) |
| Tax Bill | $1,453 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 48000-00-135 |
| Primary APN | 48000-00-135 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,215 sqft Living Area |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 48,787 sqft (1.12 acres) |
| Driveway | Gravel Driveway |
| Porch | Slab |
| Cooling System | Central |
|---|
| Account Number | 78524 |
|---|---|
| Street Address | 6396 LORETTO RD |
| City | BARDSTOWN |
| State | KY |
| Zip | 40004-9309 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 48000-00-134 GREENBRIAR LT 2&3 |
| Legal Subdivision | GREENBRIAR SUB |
| Legal Lot Number | 1,2 |
| Jurisdiction | NELSON KY |
| Township / Civil Division | BARDSTOWN |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 930500 |
Source: Nelson County records · APN 48000-00-135
Assessment roll updated July 6, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 6396 LORETTO RD, BARDSTOWN, KY 40004-9309 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 28, 2026 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORPORATION |
| Mar 09, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 06, 2015 · Amount on Record |
| Deed Sale | May 06, 2015 · Amount on Record |
| Prior Sale | Apr 22, 2011 · Amount on Record |
| Deed Document Number | 20154532 |
| Deed Book / Page | 508 / 770 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NELSON KY |
| Recording Date | Apr 28, 2026 |
| Property Address | 6396 LORETTO RD, BARDSTOWN, KY 40004-9309 |
| Document Number | 0000002710 |
| Book / Page | 1545 / 184 |
| Instrument Date | Apr 22, 2026 |
| Instrument | 20262710 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 6396 LORETTO RD, BARDSTOWN, KY 40004-9309 |
| Investor | Possibly a Property Investor |
| Document Number | 0000002710, |
|---|---|
| Date | Apr 28, 2026 |
| Book Page | 1545/184 |
| Instrument | 20262710 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 343 Months |
| Due | Nov 01, 2054 |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NELSON KY |
| Property Address | 6396 LORETTO RD, BARDSTOWN, KY 40004-9309 |
| Transaction Type | Mortgage |
| Record Updated | Apr 01, 2021 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|
| Document Number | M1306/424 |
|---|---|
| Date | Mar 09, 2021 |
| Book Page | M1306/424 |
| Instrument | 2021002964 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 291 Months |
| Due | Jun 01, 2045 |
Source: Nelson County records · Assessment roll updated July 6, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Nelson County |
| Unified School District | Nelson County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,453.00 (+29.5%) | $142,580 (+43.59%) Land $15,000 Building $127,580 | $142,580 (+43.59%) Land $15,000 Building $127,580 |
| 2023 | $1,122.00 | $99,300 | $99,300 |
Source: FEMA National Flood Hazard Layer, Nelson County (21179C), updated October 15, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 211799305001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Claims | 8 (1997–2020) |
| Claims Outside the SFHA | 5 of 8 |
| Most Recent Claim | Jun 2020, rainfall accumulation |
| Flood Events |
|
| Wildfire Risk | Low above 20% of the US · above 37% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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