Charles County property record for 6395 Valley Rd, La Plata, MD 20646
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,264 sqft · built 1973 |
| Lot Size | 0.98 acres (42,690 sqft) |
| Owner | Individual Name on File |
| Last Sale | $380,000 (Oct 2022) |
| Tax Bill | $4,126 (2023) |
| Deeds & Mortgages | Jul 2022 Second Mortgage Oct 2022 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-016954 |
| Primary APN | 01-016954 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,264 sqft Total Area |
| 1st Floor Area | 1,264 sqft |
| Basement Area | 594 sqft |
| Finished Basement | 594 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Architectural Style | Split Foyer |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 42,690 sqft (0.98 acres) |
| Patio Area | 264 sqft |
| Shed | 1 Shed |
| Shed Area | 560 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Sewer | Connected |
| Account Number | 016954 |
|---|---|
| Old Parcel Number | 1016954 |
| Street Address | 6395 VALLEY RD |
| City | LA PLATA |
| State | MD |
| Zip | 20646-3130 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RC |
| Legal Description | LOT 2 HAWTHORNE MANOR SUB |
| Legal Subdivision | HAWTHORNE MANOR SUB |
| Legal Lot Number | 2 |
| Jurisdiction | CHARLES MD |
| Township / Civil Division | 1, LA PLATA |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 850600 |
Source: Charles County assessment roll, as of July 1, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 6395 VALLEY RD, LA PLATA, MD 20646-3130 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 27, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIRST HOME MORTGAGE CORP |
| Oct 3, 2022 | Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Dec 18, 2020 | Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC |
| Jan 2, 2019 | Deed, Transfer · FHA Mortgage C&F MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 3, 2022 · Amount on Record |
| Deed Sale | Oct 3, 2022 · Amount on Record |
| Prior Sale | Jan 2, 2019 · Amount on Record |
| Deed Document Number | 0012722122 |
| Deed Book / Page | 12722 / 122 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 6395 VALLEY RD, LA PLATA, MD 20646-3130 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2023 |
| Title Company | BUYERS TITLE, BUYERS TITLE INC |
| Name | Verified Name |
|---|---|
| Address | 6395 VALLEY RD, LA PLATA, MD 20646-3130 |
| Document Number | 0126460435 |
|---|---|
| Date | Jul 27, 2022 |
| Book Page | 12646/435 |
| Name | FIRST HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | MIDDLE RIVER, MD 21220 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 13 Months |
| Due | Aug 1, 2023 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Oct 3, 2022 |
| Property Address | 6395 VALLEY RD, LA PLATA, MD 20646-3130 |
| Document Number | 0127220122 |
| Book / Page | 12722 / 122 |
| Map Reference | MB 18 PL 77 |
| Instrument Date | Sep 16, 2022 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2023 |
| Title Company | BUYERS TITLE, BUYERS TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,900.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 6395 VALLEY RD, LA PLATA, MD 20646-3130 |
| Investor | Possibly a Property Investor |
| Document Number | 0012722127 |
|---|---|
| Date | Oct 3, 2022 |
| Instrument | 12722/127 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 6395 VALLEY RD, LA PLATA, MD 20646-3130 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2022 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0115030432 |
|---|---|
| Date | Dec 18, 2020 |
| Book Page | 11503/432 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Jan 2, 2019 |
| Property Address | 6395 VALLEY RD, LA PLATA, MD 20646-3130 |
| Document Number | 0104970442 |
| Book / Page | 10497 / 442 |
| Map Reference | MB PCM 11 PL 23 |
| Instrument Date | Dec 14, 2018 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2022 |
| Title Company | LAKESIDE TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,227.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 6395 VALLEY RD, LA PLATA, MD 20646-3130 |
| Document Number | 0010497450 |
|---|---|
| Date | Jan 2, 2019 |
| Instrument | 10497/450 |
| Name | C&F MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2049 |
Source: Charles County assessment roll, as of July 1, 2023
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Unified School District | Charles County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $4,126.00 | $284,400 Land $139,300 Building $145,100 | $284,400 Land $139,300 Building $145,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 15 (1999–2024) |
| Claims Outside the SFHA | 1 of 15 |
| Most Recent Claim | Jan 2024 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 1,200 / 35 |
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