6394 Whitaker Trce, Oak Ridge, NC 27310 Property Records

Guilford County property record for 6394 Whitaker Trce, Oak Ridge, NC 27310 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 4,022 sqft · built 2023
Lot Size	0.99 acres (43,124 sqft)
Owner	2 Individual Names on File
Last Sale	$998,500 (Dec 2023)
Tax Bill	$8,531 (2025)
Deeds & Mortgages	May 2026 Line of Credit Dec 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`7818149262-000`

Property Details

APN / Parcel Number

Primary APN	`7818149262-000`
Alternative APN	`0235252`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,022 sqft Living Area
Gross Area	4,844 sqft
1st Floor Area	2,619 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Brick
Lot Area	43,124 sqft (0.99 acres)
Garage Type	Attached
Garage Area	822 sqft
Porch	Finished/Open Porch
Porch Area	189 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	6394 WHITAKER TRCE
City	OAK RIDGE
State	NC
Zip	27310-9911
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OAK RIDGE LANDING LO:9
Legal Subdivision	OAK RIDGE LANDING
Legal Block	2
Legal Lot Number	9
Jurisdiction	GUILFORD NC
Township / Civil Division	OAK RIDGE
Census Block Group	2
Census Block	2000
Census Tract	16003

Owner

Source: Guilford County records · APN 7818149262-000

Assessment roll updated September 9, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	6394 WHITAKER TRCE, OAK RIDGE, NC 27310-9911
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
May 18, 2026	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK AND TRUST COMPANY
Dec 31, 2025	Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO
Dec 08, 2023	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FIRST CITIZENS BANK AND TRUST CO IN
Nov 09, 2022	Warranty Deed, Construction Loan · Construction Mortgage TRUIST BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 08, 2023 · Amount on Record
Deed Sale	Dec 08, 2023 · Amount on Record
Prior Sale	Nov 09, 2022 · Amount on Record
Deed Document Number	202356180
Deed Book / Page	8785 / 2360
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUILFORD NC
Recording Date	May 18, 2026
Property Address	6394 WHITAKER TRCE, OAK RIDGE, NC 27310-9911
Document Number	0000022950
Book / Page	9045 / 1931
Instrument Date	May 18, 2026
Instrument	202622950
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6394 WHITAKER TRCE, OAK RIDGE, NC 27310-9911
Investor	Possibly a Property Investor

Mortgage

Document Number	0000022950,
Date	May 18, 2026
Book Page	9045/1931
Instrument	202622950

Lender

Name	FIRST CITIZENS BANK AND TRUST COMPANY

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.3%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUILFORD NC
Property Address	6394 WHITAKER TRCE, OAK RIDGE, NC 27310-9911
Transaction Type	Mortgage
Record Updated	Jan 09, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6394 WHITAKER TRCE, OAK RIDGE, NC 27310-9911

Mortgage

Document Number	0090030819
Date	Dec 31, 2025
Book Page	9003/819
Instrument	2025061139

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	COLUMBIA, SC 29211

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 01, 2041

December 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	GUILFORD NC
Recording Date	Dec 08, 2023
Property Address	6394 WHITAKER TRCE, OAK RIDGE, NC 27310-9911
Document Number	0087852360
Book / Page	8785 / 2360
Map Reference	MB 209 PG 26-31
Instrument Date	Dec 06, 2023
Instrument	2023056180
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 18, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,997.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3410 OWLS ROOST RD, GREENSBORO, NC 27410-9290

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6394 WHITAKER TRCE, OAK RIDGE, NC 27310-9911

Mortgage

Document Number	2023056181
Date	Dec 08, 2023
Instrument	2023056181

Lender

Name	FIRST CITIZENS BANK AND TRUST CO IN
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2054

Interest

Rate Type	Adjustable Rate
Rate	7.32%
Type Change Date	Jan 01, 2031
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	12.3%
Margin	3
Max Rate	12.3%

November 2022: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	GUILFORD NC
Recording Date	Nov 09, 2022
Property Address	6394 WHITAKER TRCE, OAK RIDGE, NC 27310-9911
Document Number	0086771156
Book / Page	8677 / 1156
Map Reference	MB 209 PG 26-31
Instrument Date	Oct 04, 2022
Instrument	2022068285
Transaction Type	Construction Loan
Record Updated	Sep 14, 2023

Transaction

Amount	Amount Recorded
Tax	$220.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 16168, HIGH POINT, NC 27261-6168

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3410 OWLS ROOST RD, GREENSBORO, NC 27410-9290

Mortgage

Document Number	2022068286
Date	Nov 09, 2022
Instrument	2022068286

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Guilford County records · Assessment roll updated September 9, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Guilford County
Municipality	Oak Ridge Town
Unified School District	Guilford County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,531.00 (+795.17%)	$914,200 (+770.67%) Land $105,000 Building $809,200	$914,200 (+770.67%) Land $105,000 Building $809,200
2023	$953.00	$105,000 Land $105,000	$105,000 (-) Land $105,000
2022			$105,000 Land $105,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Guilford County (37081C), updated June 9, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370810160032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 65 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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