6394 Hardscrabble Rd, Addison, NY 14801 Property Records

Steuben County and Rathbone Town property record for 6394 Hardscrabble Rd, Addison, NY 14801

Property Summary

Property Type	Rural Home
Details	4 bd · 1 ba · 1,596 sqft · built 1880
Lot Size	264 acres (11,521,620 sqft)
Owner	Individual Name on File
Last Sale	$265,000 (Jan 2018)
Tax Bill	$7,015 (2026)
Deeds & Mortgages	Jun 2025 Refinance Jan 2018 Mortgage + 1 more
APN	`466400 347.00-02-007.111`

Property Details

APN / Parcel Number

Primary APN	`466400 347.00-02-007.111`
Alternative APN	`64003470000002007111`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,596 sqft Living Area
1st Floor Area	1,220 sqft
Upper Floors Area	376 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	11,521,620 sqft (264 acres)
Garage Type	Detached
Garage Area	832 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	112 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	6394 HARDSCRABBLE RD
City	ADDISON
State	NY
Zip	14801-9475
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	INCLUDES 347-02-007.120
Legal Block	2
Legal Lot Number	7.111
Jurisdiction	STEUBEN NY
Township / Civil Division	RATHBONE
Census Block Group	3
Census Block	3059
Census Tract	961800

Owner

6394 Hardscrabble Rd, a rural home, is owned by an individual who acquired it in June 2025.

Source: Steuben County and Rathbone Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	2237 ROUGH AND READY RD, REXVILLE, NY 14877-9515
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2025	Deed of Trust, Mortgage · Stand-Alone Refinance FARM CREDIT
Jan 31, 2018	Deed of Trust, Mortgage · ARM STEUBEN TRUST CO
Jan 3, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 3, 2018 · Amount on File
Deed Sale	Jan 3, 2018 · Amount on File
Deed Book / Page	2688 / 202
Last Transfer Date	Jun 20, 2025
Transfer Doc	3162000224
Record Updated	Oct 29, 2026

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEUBEN NY
Property Address	6394 HARDSCRABBLE RD, ADDISON, NY 14801-9475
Transaction Type	Mortgage
Record Updated	Apr 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005182/203
Date	Jun 23, 2025
Book Page	5182/203

Lender

Name	FARM CREDIT

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEUBEN NY
Property Address	6394 HARDSCRABBLE RD, ADDISON, NY 14801-9475
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004263/0000000159
Date	Jan 31, 2018
Book Page	0000004263/0000000159

Lender

Name	STEUBEN TRUST CO
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Feb 1, 2023
Index	1-Year CMT

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEUBEN NY
Recording Date	Jan 3, 2018
Property Address	6394 HARDSCRABBLE RD, ADDISON, NY 14801-9475
Document Number	002688/202
Book / Page	2688 / 202
Instrument Date	Dec 18, 2017
Transaction Type	Transfer
Record Updated	May 12, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2237 ROUGH AND READY RD, REXVILLE, NY 14877-9515

Tax Assessment & Valuation

The 2026 property tax bill for 6394 Hardscrabble Rd was $7,015, up 57.6% from the year before.

Source: Steuben County and Rathbone Town assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	New York
County	Steuben County
County Subdivision	Rathbone Town
Unified School District	Addison Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,015.00 (+57.57%)
2025	$4,452.00	$294,100 Land $287,000 Building $7,100	$358,659 Land $350,000 Building $8,659
2023		$294,100 (-) Land $287,000 Building $7,100	$330,449 (+8.99%) Land $322,471 Building $7,978
2022		$294,100 Land $287,000 Building $7,100	$303,196 Land $295,876 Building $7,320
2021	$3,641.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 6394 Hardscrabble Rd; there have been 1 flood claim nearby since 1982.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	1 (1982)
Most Recent Claim	Jun 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6394 Hardscrabble Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 97.9% of New York
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Armstrong Fiber	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

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