Nash County property record for 6392 Waters Edge Dr, Rocky Mount, NC 27803
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 3,061 sqft · built 1997 |
| Lot Size | 0.98 acres (42,689 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $675,000 (May 2025) |
| Tax Bill | $4,278 (2026) |
| Deeds & Mortgages | Jul 2022 Mortgage Nov 2021 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 372800-80-3483 |
| Primary APN | 372800-80-3483 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 3,061 sqft Heated Area |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Cape Cod |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 42,689 sqft (0.98 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 120846 |
|---|---|
| Street Address | 6392 WATERS EDGE DR |
| City | ROCKY MOUNT |
| State | NC |
| Zip | 27803-8924 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA40 |
| Legal Description | 0 98 AC, 4 LAKE HAVEN SPLIT OUT OF 372700892781 AC 1H 4 LAKE HAVEN |
| Legal Subdivision | BAKER |
| Jurisdiction | NASH NC |
| Township / Civil Division | ROCKY MOUNT |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 11201 |
Source: Nash County records, as of October 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 6392 WATERS EDGE DR, ROCKY MOUNT, NC 27803-8924 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jul 19, 2022 | Deed of Trust, Mortgage · Commercial Mortgage FIRST CITIZENS BANK & TRUST CO |
| Nov 23, 2021 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO |
| Aug 20, 2019 | Deed of Trust, Mortgage · Commercial Mortgage FIRST CITIZENS BANK & TRUST CO |
| Aug 20, 2019 | Deed of Trust, Mortgage · ARM FIRST CITIZENS BANK & TRUST CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 30, 2025 · Amount on Record |
| Deed Sale | May 30, 2025 · Amount on Record |
| Prior Sale | Sep 2, 2015 · Amount on Record |
| Deed Book / Page | 3418 / 173 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASH NC |
| Property Address | 6392 WATERS EDGE DR, ROCKY MOUNT, NC 27803-8924 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2022 |
| Name | Verified Name |
|---|---|
| Address | 6392 WATERS EDGE DR, ROCKY MOUNT, NC 27803-8924 |
| Document Number | 003232/126 |
|---|---|
| Date | Jul 19, 2022 |
| Book Page | 3232/126 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASH NC |
| Property Address | 6392 WATERS EDGE DR, ROCKY MOUNT, NC 27803-8924 |
| Transaction Type | Mortgage |
| Record Updated | Dec 1, 2021 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY CO |
| Name | Verified Name |
|---|---|
| Address | 6392 WATERS EDGE DR, ROCKY MOUNT, NC 27803-8924 |
| Document Number | 3178/269 |
|---|---|
| Date | Nov 23, 2021 |
| Book Page | 3178/269 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 15 Months |
| Due | Feb 22, 2023 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASH NC |
| Property Address | 6392 WATERS EDGE DR, ROCKY MOUNT, NC 27803-8924 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Title Company | STEWART TTL GUARANTY CO NON |
| Name | Verified Name |
|---|
| Document Number | 3004/0633 |
|---|---|
| Date | Aug 20, 2019 |
| Book Page | 3004/0633 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASH NC |
| Property Address | 6392 WATERS EDGE DR, ROCKY MOUNT, NC 27803-8924 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | STEWART TTL GUARANTY NON CA |
| Name | Verified Name |
|---|
| Document Number | 3004/0616 |
|---|---|
| Date | Aug 20, 2019 |
| Book Page | 3004/0616 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.62% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Sep 1, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 5.62% |
| Index | 1-Year LIBOR |
| Max Rate | 9.62% |
Source: Nash County assessment roll, as of October 16, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Nash County |
| Unified School District | Nash-Rocky Mount Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,278.00 (+0.23%) | $541,250 (-) Land $86,670 Building $454,580 | $541,250 (-) Land $86,670 Building $454,580 |
| 2025 | $4,268.00 (+36.71%) | $541,250 (+45.64%) Land $86,670 Building $454,580 | $541,250 (+45.64%) Land $86,670 Building $454,580 |
| 2023 | $3,122.00 | $371,640 | $371,640 Land $86,670 Building $284,970 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 1 (2020) |
| Most Recent Claim | Nov 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 95% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Optimum Cable | 940 / 35 |
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