Osceola County property record for 6390 Bennett Ct, Saint Cloud, FL 34771
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,652 sqft · built 2005 |
| Lot Size | 0.224 acres (9,757 sqft) |
| Owner | Individual Name on File |
| Last Sale | $115,200 (Dec 2012) |
| Tax Bill | $2,907 (2025) |
| Deeds & Mortgages | Sep 2025 Line of Credit Oct 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-25-31-4370-0001-0310 |
| Primary APN | 26-25-31-4370-0001-0310 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,652 sqft Living Area |
| Gross Area | 3,017 sqft |
| 1st Floor Area | 1,652 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | L-Shape |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 9,757 sqft (0.224 acres) |
| Lot Dimensions | 130 ft deep x 75 ft wide |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Screened/Unfinished Porch |
|---|---|
| Porch Area | 561 sqft |
| Patio Area | 456 sqft |
| Shed | 1 Shed |
| Shed Area | 168 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 6390 BENNETT CT |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-9479 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ORS3 |
| Legal Description | REPLAT NEW EDEN UNIT 11 & 14 PB 1 PG 353 LOT 31 |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 26 |
| Legal Subdivision | NEW EDEN ON THE LAKES UNITS 11 AND 14 RE |
| Legal Tract | 4370 |
| Legal Block | 310 |
| Legal Lot Number | 31 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1051 |
| Census Tract | 43700 |
Source: Osceola County assessment roll, APN 26-25-31-4370-0001-0310, as of November 26, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 6390 BENNETT CT, SAINT CLOUD, FL 34771-9479 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Woman |
| Date | Document |
|---|---|
| Sep 05, 2025 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK CENTRAL FLORIDA |
| Oct 26, 2022 | Intrafamily Transfer, Transfer · Conventional Mortgage WATERSTONE MORTGAGE CORP |
| Apr 27, 2021 | Deed of Trust, Mortgage · Line of Credit BANKFLORIDA |
| Sep 05, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 04, 2012 · Amount on Record |
| Deed Sale | Dec 04, 2012 · Amount on Record |
| Prior Sale | Aug 11, 2008 · Amount on Record |
| Deed Document Number | 2012180113 |
| Deed Book / Page | 4360 / 425 |
| Last Transfer Date | Oct 21, 2022 |
| Transfer Doc | 0063060546 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 6390 BENNETT CT, SAINT CLOUD, FL 34771-9479 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2025 |
| Name | Verified Name |
|---|---|
| Address | 6390 BENNETT CT, SAINT CLOUD, FL 34771-9479 |
| Document Number | 0068451210 |
|---|---|
| Date | Sep 05, 2025 |
| Book Page | 6845/1210 |
| Instrument | 2025110722 |
| Name | FIFTH THIRD BANK CENTRAL FLORIDA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Aug 25, 2055 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Oct 26, 2022 |
| Property Address | 6390 BENNETT CT, SAINT CLOUD, FL 34771-9479 |
| Document Number | 0063060546 |
| Book / Page | 6306 / 546 |
| Map Reference | MB 1 PG 353 |
| Instrument Date | Oct 21, 2022 |
| Instrument | 2022158181 |
| Transaction Type | Transfer |
| Record Updated | Nov 10, 2022 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6390 BENNETT CT, 6390, SAINT CLOUD, FL 34771-9479 |
| Name | Verified Name |
|---|---|
| Address | 6390 BENNETT CT, SAINT CLOUD, FL 34771-9479 |
| Document Number | 0006306548 |
|---|---|
| Date | Oct 26, 2022 |
| Instrument | 6306/548 |
| Name | WATERSTONE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 6390 BENNETT CT, SAINT CLOUD, FL 34771-9479 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2021 |
| Name | Verified Name |
|---|---|
| Address | 6390 BENNETT CT, SAINT CLOUD, FL 34771-9479 |
| Document Number | 0059451277 |
|---|---|
| Date | Apr 27, 2021 |
| Book Page | 5945/1277 |
| Instrument | 2021064299 |
| Name | BANKFLORIDA |
|---|---|
| Type | Bank |
| Address | DADE CITY, FL 33525 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Sep 05, 2018 |
| Property Address | 6390 BENNETT CT, SAINT CLOUD, FL 34771-9479 |
| Document Number | 0053952666 |
| Book / Page | 005395 / 002666 |
| Instrument Date | Jun 18, 2018 |
| Instrument | 133679 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6390 BENNETT CT ST CLOUD FL 347719479, ST CLOUD, FL 34771-9479 |
Source: Osceola County assessment roll as of November 26, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,907.00 (+5.82%) Homeowner's exemption | $199,282 (+5.99%) | $325,800 (+1.94%) Land $35,000 Building $290,800 |
| 2024 | $2,747.00 (+2.27%) | ||
| 2023 | $2,686.00 (+4.68%) Homeowner's exemption | $188,026 (+3%) | $319,600 (+29.13%) Land $35,000 Building $284,600 |
| 2022 | $2,566.00 Homeowner's exemption | $182,550 | $247,500 Land $35,000 Building $212,500 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), as of September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970437001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 330 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 330 in force |
| Nearby Flood Claims | 18 (2004–2022) |
| Claims Outside the SFHA | 1 of 18 |
| Most Recent Claim | Oct 2022 · Hurricane Ian |
| Claims by Event |
|
| Wildfire Risk | High above 86% of the US · above 78% of Florida |
|---|---|
| Wildfire Likelihood | 0.9% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 224 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Lumen Technologies Fiber | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
5G and 4G LTE (outdoors only)
Source: EPA Safe Drinking Water Information System, water system FL3494439, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TWA SUNBRIDGE WATER TREATMENT PLANT public/private · serves 542 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Also Mapped Here | TOHO WATER AUTHORITY-POINCIANA SYSTEM |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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