639 Willis Cove Rd, Canton, NC 28716 Property Records

Haywood County property record for 639 Willis Cove Rd, Canton, NC 28716

Property Summary

Property Type	Mobile Home
Details	4 bd · 2 ba · 2,052 sqft · built 2002
Lot Size	2.4 acres (104,544 sqft)
Owner	2 Individual Names on File
Last Sale	$342,000 (Jul 2025)
Tax Bill	$1,162 (2025)
Deeds & Mortgages	Feb 2021 Refinance Feb 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8668-75-5298`

Property Details

APN / Parcel Number

Primary APN	`8668-75-5298`
Alternative APNs	`247303` `289013`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,052 sqft Heated Area
Gross Area	2,240 sqft
1st Floor Area	2,052 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Mobile Home
Exterior Material	Vinyl
Roof Material	Asphalt
Lot Area	104,544 sqft (2.4 acres)
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Partial
Heating System	Heat Pump
Sewer	Septic

Location & Zoning

Account Number	289013
Street Address	639 WILLIS COVE RD
City	CANTON
State	NC
Zip	28716-7191
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	639 WILLIS COVE RD
Legal Subdivision	CLIFFORD G SECHSER
Jurisdiction	HAYWOOD NC
Township / Civil Division	BEAVERDAM
Census Block Group	1
Census Block	1000
Census Tract	920202

Owner

639 Willis Cove Rd, a mobile home, is owned and occupied by two individuals who bought it in July 2025.

Source: Haywood County records, as of August 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	639 WILLIS COVE RD, CANTON, NC 28716-7191
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORP
Feb 27, 2017	Warranty Deed, Transfer · FHA Mortgage PACIFIC UNION FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 23, 2025 · Amount on File
Deed Sale	Jul 23, 2025 · Amount on File
Prior Sale	Feb 27, 2017 · Amount on File
Deed Document Number	20256002
Deed Book / Page	1132 / 2202
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYWOOD NC
Property Address	639 WILLIS COVE RD, CANTON, NC 28716-7191
Transaction Type	Mortgage
Record Updated	Mar 11, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000210795
Date	Feb 11, 2021
Book Page	1021/795
Instrument	2021001601

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	314 Months
Due	Apr 1, 2047

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAYWOOD NC
Recording Date	Feb 27, 2017
Property Address	639 WILLIS COVE RD, CANTON, NC 28716-7191
Document Number	0009232144
Book / Page	923 / 2144
Instrument Date	Feb 27, 2017
Instrument	2017001755
Transaction Type	Transfer
Record Updated	Aug 30, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$270.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	639 WILLIS COVE RD, 639, CANTON, NC 28716-7191

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 OLD NEWFOUND RD, LEICESTER, NC 28748-5107

Mortgage

Document Number	2017001756
Date	Feb 27, 2017
Instrument	2017001756

Lender

Name	PACIFIC UNION FINANCIAL LLC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 639 Willis Cove Rd was $1,162.

Source: Haywood County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Haywood County
Unified School District	Haywood County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$161,900 (-) Land $52,000 Building $109,900
2025	$1,162.00	$161,900 Land $52,000 Building $109,900	$161,900 Land $52,000 Building $109,900
2023		$161,900 Land $52,000 Building $109,900	$161,900 Land $52,000 Building $109,900
2021			$161,900 Land $52,000 Building $109,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 639 Willis Cove Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2021–2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 639 Willis Cove Rd is moderate, ranking above 55% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 77% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

No cell data coverage reported

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