Chambers County property record for 639 Thunder Cloud Dr, Baytown, TX 77523
| Property Type | Single Family Home |
|---|---|
| Details | 1,902 sqft |
| Lot Size | 0.214 acres (9,339 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,954 (2026) |
| Deeds & Mortgages | Jun 2023 Mortgage Jul 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 47641-00306-00100-003900 |
| Primary APN | 47641-00306-00100-003900 |
|---|---|
| Alternative APN |
|
| Building Area | 1,902 sqft Living Area |
|---|---|
| 1st Floor Area | 1,902 sqft |
| Effective Year Built | Effective 2023 |
|---|---|
| Lot Area | 9,339 sqft (0.214 acres) |
| Garage Area | 384 sqft |
| Account Number | 63907 |
|---|---|
| Street Address | 639 THUNDER CLOUD DR |
| City | BAYTOWN |
| State | TX |
| Zip | 77523-2243 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 39 BLK 1 RAIN TREE SECTION 2 |
| Legal Subdivision | RAIN TREE |
| Legal Block | 1 |
| Legal Lot Number | 39 |
| Jurisdiction | CHAMBERS TX |
| Township / Civil Division | MONT BELVIEU |
| Census Block Group | 3 |
| Census Block | 3047 |
| Census Tract | 710202 |
639 Thunder Cloud Dr is owned and occupied by two individuals.
Source: Chambers County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 639 THUNDER CLOUD DR, BAYTOWN, TX 77523-2243 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 1, 2023 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Jul 11, 2022 | Vendor's Lien, Subdivision Related Transfer · FHA Mortgage DHI MORTGAGE COMPANY LTD |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAMBERS TX |
| Property Address | 639 THUNDER CLOUD DR, BAYTOWN, TX 77523-2243 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2023 |
| Name | Verified Name |
|---|---|
| Address | 639 THUNDER CLOUD DR, BAYTOWN, TX 77523-2243 |
| Document Number | 0000193380 |
|---|---|
| Date | Jun 1, 2023 |
| Instrument | 2023-193380 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 481 Months |
| Due | Jul 1, 2063 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | CHAMBERS TX |
| Recording Date | Jul 11, 2022 |
| Property Address | 639 THUNDER CLOUD DR, BAYTOWN, TX 77523-2243 |
| Document Number | 0000184103 |
| Instrument Date | Jul 8, 2022 |
| Instrument | 2022-184103 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Oct 26, 2023 |
| Title Company | DHI TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 639 THUNDER CLOUD DR, BAYTOWN, TX 77523-2243 |
| Document Number | 0000184104 |
|---|---|
| Date | Jul 11, 2022 |
| Instrument | 2022-184104 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2052 |
The 2026 property tax bill for 639 Thunder Cloud Dr was $4,954 with a homeowner's exemption.
Source: Chambers County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Chambers County |
| Unified School District | Barbers Hill Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,954.00 Homeowner's exemption | $317,400 (-) Land $60,500 Building $256,900 | $317,400 (-) Land $60,500 Building $256,900 |
| 2025 | $317,400 Land $60,500 Building $256,900 | $317,400 Land $60,500 Building $256,900 | |
| 2023 | $1,444.00 | $316,340 Land $60,500 Building $255,840 | $316,340 Land $60,500 Building $255,840 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 639 Thunder Cloud Dr in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective October 1, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 296 policies |
| Nearby Flood Policies | 296 in force |
| Nearby Flood Claims | 11 (2008–2024) |
| Claims Outside the SFHA | 9 of 11 |
| Most Recent Claim | Jul 2024 · Hurricane Beryl |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 639 Thunder Cloud Dr is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · lower than 72% of Texas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GRAY UTILITY SERVICE private · serves 8,004 people · EPA ID TX0360005 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: T-Mobile, Verizon.
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