639 Sutter Ln, Lake Arrowhead, CA 92352 Property Records

San Bernardino County property record for 639 Sutter Ln, Lake Arrowhead, CA 92352

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 954 sqft · built 1986
Lot Size	0.166 acres (7,250 sqft)
Owner	Company Name on File
Last Sale	$376,000 (May 2014)
Tax Bill	$5,552 (2025)
Deeds & Mortgages	Jun 2019 Mortgage Apr 2018 Mortgage
Flood Zone	Zone D (undetermined)
APN	`0345-476-03-0000`

Property Details

APN / Parcel Number

Primary APN	`0345-476-03-0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	954 sqft Living Area
Gross Area	2,334 sqft
1st Floor Area	954 sqft
Basement Area	918 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Chalet/Alpine
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,250 sqft (0.166 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio/Porch
Porch Area	762 sqft
Deck Area	Deck Area
Patio Area	762 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	639 SUTTER LN
City	LAKE ARROWHEAD
State	CA
Zip	92352
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 8053 LOT 32 TRACT NO 8053 ARROWHEAD WOODS TR NO 121 LOT 32 (OD PER 1-8-87 #87-006184)
Legal Subdivision	ARROWHEAD WOODS
Legal Tract	8053
Legal Block	1
Legal Lot Number	32
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	LAKE ARROWHEAD
Census Block Group	1
Census Block	1005
Census Tract	10904

Owner

639 Sutter Ln is owned by a company that acquired it in September 2015.

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	PO BOX 843, LAKE ARROWHEAD, CA 92352-0843
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Apr 26, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 15, 2014 · Amount on File
Deed Sale	May 15, 2014 · Amount on File
Prior Sale	Oct 4, 2007 · Amount on File
Deed Document Number	2014176723
Last Transfer Date	Sep 18, 2015
Transfer Doc	0000433864
Record Updated	Sep 20, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	639 SUTTER LN, LAKE ARROWHEAD, CA 92352
Document Number	0000198332
Instrument Date	Jun 14, 2019
Transaction Type	Mortgage
Record Updated	Jun 27, 2019
Title Company	TSI TITLE COMPANY/CA INC, TSI TITLE CO/CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	12621 ARENA DR RANCHO CUCAMONGA CA 917392301, RANCHO CUCAMONGA, CA 91739-2301

Mortgage

Document Number	0000198332
Date	Jun 17, 2019
Instrument	198332

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 16, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.3%

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	639 SUTTER LN, LAKE ARROWHEAD, CA 92352
Document Number	0000160035
Instrument Date	Apr 26, 2018
Transaction Type	Mortgage
Record Updated	Aug 21, 2018
Title Company	TSI TITLE COMPANY/CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	12621 ARENA DR RANCHO CUCAMONGA CA 917392301, RANCHO CUCAMONGA, CA 91739-2301

Mortgage

Document Number	0000160035
Date	May 2, 2018
Instrument	160035

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 639 Sutter Ln was $5,552.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Unified School District	Rim of the World Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$475,045 (+2%) Land $56,416 Building $418,629
2025	$5,552.00	$465,731 Land $55,310 Building $410,421
2023	$5,215.00 (+2.03%)	$447,646 Land $53,162 Building $394,484
2022	$5,111.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 639 Sutter Ln in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 639 Sutter Ln is moderate, ranking above 69% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 44% of California
Wildfire Likelihood	0.3% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE ARROWHEAD CSD serves 7,038 people · EPA ID CA3610005
Water Source	Surface water
Last State Inspection	May 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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