639 Scotch Rd, Pennington, NJ 08534 Property Records

Mercer County and Hopewell Township property record for 639 Scotch Rd, Pennington, NJ 08534

Property Summary

Property TypeSingle Family Home
Details1,773 sqft · built 1961
Lot Size0.57 acres (24,829 sqft)
OwnerIndividual Name on Record
Tax Bill$10,280 (2025)
Deeds & MortgagesMar 2020 Mortgage
Nov 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN06-00062-01-00063

Property Details

APN / Parcel Number

Primary APN06-00062-01-00063
Alternative APNs
  • 0600062000100063
  • 0600062000000063

Interior

Stories1 Story
Building Area1,773 sqft Living Area

Exterior

Year BuiltBuilt 1961
Effective Year BuiltEffective 1961
Construction TypeFrame
Lot Area24,829 sqft (0.57 acres)

Location & Zoning

Old Parcel Number0600062000000063
Street Address639 SCOTCH RD
CityPENNINGTON
StateNJ
Zip08534-4114
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR100
Legal SubdivisionMINOR SUB
Legal Block62.1
Legal Lot Number63
JurisdictionMERCER NJ
Township / Civil DivisionHOPEWELL
Census Block Group6
Census Block6000
Census Tract3800

Owner

Source: Mercer County and Hopewell Township records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address639 SCOTCH RD, PENNINGTON, NJ 08534-4114
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 25, 2020Deed of Trust, Mortgage · Conventional Mortgage
ROYAL UNITED MORTGAGE LLC
Nov 22, 2019Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS
Sep 9, 2019Intrafamily Transfer, Transfer · Conventional Mortgage
ROYAL UNITED MORTGAGE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateJul 9, 2019
Transfer Doc0000038881
Record UpdatedSep 20, 2026

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMERCER NJ
Property Address639 SCOTCH RD, PENNINGTON, NJ 08534-4114
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyTIMIOS INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000013730
DateMar 25, 2020
Book Page11477/248
Instrument2020013730
Lender
NameROYAL UNITED MORTGAGE LLC
TypeMortgage Company
AddressINDIANAPOLIS, IN 46250
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2050

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMERCER NJ
Property Address639 SCOTCH RD, PENNINGTON, NJ 08534-4114
Document Number0000000677
Instrument DateNov 22, 2019
Transaction TypeMortgage
Record UpdatedFeb 10, 2020
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address639 SCOTCH RD PENNINGTON NJ 085344114, PENNINGTON, NJ 08534-4114

Mortgage

Document Number0000000677
DateJan 6, 2020
Book Page011458/001490
Instrument677
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 5, 2050

September 2019: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMERCER NJ
Recording DateSep 9, 2019
Property Address639 SCOTCH RD, PENNINGTON, NJ 08534-4114
Document Number0000038881
Book / Page06380 / 0900
Instrument DateJul 9, 2019
Instrument2019038881
Transaction TypeTransfer
Record UpdatedFeb 6, 2021

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address639 SCOTCH RD, 639, PENNINGTON, NJ 08534-4114

Transferred To (Grantee/Buyer)

NameVerified Name
Address639 SCOTCH RD, PENNINGTON, NJ 08534-4114

Mortgage

Document Number0000038882
DateSep 9, 2019
Book Page11432/0993
Instrument2019038882
Lender
NameROYAL UNITED MORTGAGE LLC
TypeMortgage Company
AddressINDIANAPOLIS, IN 46250
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueAug 1, 2049

Tax Assessment & Valuation

Source: Mercer County and Hopewell Township assessment roll, as of July 6, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMercer County
County SubdivisionHopewell Township
Unified School DistrictHopewell Valley Regional School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$316,800 (-) Land $175,900 Building $140,900$316,800 (-) Land $175,900 Building $140,900
2025$10,280.00 (+2.79%)$316,800 (+5.04%) Land $175,900 Building $140,900$316,800 (+5.04%) Land $175,900 Building $140,900
2024$10,001.00 (+10.8%)
2023$301,600 Land $160,700 Building $140,900$301,600 Land $160,700 Building $140,900
2022$9,026.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 23, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims3 (2021–2024)
Claims Outside the SFHA3 of 3
Most Recent ClaimMar 2024 · rainfall accumulation
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
1,200 / 35

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