639 Ocean View Ave, Encinitas, CA 92024 Property Records

San Diego County property record for 639 Ocean View Ave, Encinitas, CA 92024

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,583 sqft · built 1957
Lot Size	0.429 acres (18,700 sqft)
Owner	Individual Name on Record
Last Sale	$235,000 (Dec 2007)
Tax Bill	$7,574 (2025)
Deeds & Mortgages	Apr 2024 Second Mortgage Sep 2025 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`256-152-12-00`

Property Details

APN / Parcel Number

Primary APN	`256-152-12-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	1,583 sqft Living Area

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Lot Area	18,700 sqft (0.429 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	4 Parking Spaces

Location & Zoning

Street Address	639 OCEAN VIEW AVE
City	ENCINITAS
State	CA
Zip	92024-2631
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	BLK 1 LOT 25 /EXC HWY OP/ N 60.21 FT MEAS ON E LI TR 001791
Legal Subdivision	AVOCADO ACRES
Legal Tract	001791
Legal Block	1
Legal Lot Number	25
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1000
Census Tract	17603

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	639 OCEAN VIEW AVE, ENCINITAS, CA 92024-2631
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage KOI CORP
Sep 26, 2025	Deed of Trust, Mortgage UNLOCK PARTNERSHIP SOLUTIONS INC
Aug 18, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage KOI CORP
Oct 3, 2017	Deed of Trust, Mortgage · Conventional Mortgage ROYAL PACIFIC FUNDING CORP
Dec 20, 2017	Quit Claim Deed, Transfer · Conventional Mortgage K PACIFIC GROUP INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 6, 2007 · Amount on Record
Deed Sale	Dec 6, 2007 · Amount on Record
Prior Sale	Feb 2, 1996 · Amount on Record
Deed Document Number	2007757182
Last Transfer Date	Dec 15, 2017
Transfer Doc	0000596314
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	639 OCEAN VIEW AVE, ENCINITAS, CA 92024-2631
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	639 OCEAN VIEW AVE, ENCINITAS, CA 92024-2631

Mortgage

Document Number	0000091862
Date	Apr 12, 2024
Instrument	2024-0091862

Lender

Name	KOI CORP
Type	Non-Lending Institution
Address	CARLSBAD, CA 92018

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	25 Months
Due	May 1, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	639 OCEAN VIEW AVE, ENCINITAS, CA 92024-2631
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	639 OCEAN VIEW AVE, ENCINITAS, CA 92024-2631

Mortgage

Document Number	0000269154
Date	Sep 26, 2025
Instrument	2025-0269154

Lender

Name	UNLOCK PARTNERSHIP SOLUTIONS INC
Type	Non-Lending Institution
Address	TEMPE, AZ 85288

Agreement

Amount	Amount Recorded

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	639 OCEAN VIEW AVE, ENCINITAS, CA 92024-2631
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	CHICAGO TITLE SW, CHICAGO TITLE SD

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	639 OCEAN VIEW AVE, ENCINITAS, CA 92024-2631

Mortgage

Document Number	0000227415
Date	Aug 18, 2025
Instrument	2025-0227415

Lender

Name	KOI CORP
Type	Non-Lending Institution
Address	CARLSBAD, CA 92018

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	25 Months
Due	Sep 1, 2027

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	639 OCEAN VIEW AVE, ENCINITAS, CA 92024-2631
Transaction Type	Mortgage
Record Updated	Jul 22, 2022
Title Company	NEXTITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000454755
Date	Oct 3, 2017
Instrument	2017-0454755

Lender

Name	ROYAL PACIFIC FUNDING CORP
Type	Funding / Finance Company
Address	COSTA MESA, CA 92626

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2047

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 20, 2017
Property Address	639 OCEAN VIEW AVE, ENCINITAS, CA 92024-2631
Document Number	0000596314
Instrument Date	Dec 15, 2017
Instrument	596314
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	NEXTITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	639 OCEAN VIEW AVE ENCINITAS CA 920242631, ENCINITAS, CA 92024-2631

Mortgage

Document Number	596315
Date	Dec 20, 2017
Instrument	596315

Lender

Name	K PACIFIC GROUP INC
Address	1400 QUAIL ST # 275, NEWPORT BEACH, CA 92660-2762

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 19, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$716,971 (+2%) Land $616,095 Building $100,876
2025	$7,574.00 (+6.14%) Homeowner's exemption	$702,914 (+4.04%) Land $604,015 Building $98,899
2023	$7,136.00 (+2.06%) Homeowner's exemption	$675,620 Land $580,561 Building $95,059
2022	$6,992.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2006)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2006 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN DIEGUITO WD serves 40,405 people · EPA ID CA3710021
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2022
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 426 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Ting.

Nearby Properties on Ocean View Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures